940 Gaines Rd, Sumter, SC 29153 Property Records

Sumter County property record for 940 Gaines Rd, Sumter, SC 29153

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.63 acres (158,123 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Jul 2022)
Tax Bill	$558 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-14-01-026`

Property Details

APN / Parcel Number

Primary APN	`230-14-01-026`
Alternative APN	`44733`

Exterior

Lot Area	158,123 sqft (3.63 acres)

Location & Zoning

Account Number	44733
Street Address	940 GAINES RD
City	SUMTER
State	SC
Zip	29153-2049
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 3 3.63 AC
Legal Subdivision	WILLIAM E LINDLER JR RLS
Legal Lot Number	3
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1005
Census Tract	800

Owner

Source: Sumter County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 W MOORE ST, SUMTER, SC 29150-2864
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Jul 26, 2022	Deed, Transfer
Aug 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Book / Page	1304 / 4763
Prior Transfer Date	Aug 29, 2017
Prior Transfer Doc	0012583667
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	940 GAINES RD, SUMTER, SC 29153-2049
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W MOORE ST, SUMTER, SC 29150-2864

Mortgage

Document Number	0013500292
Date	Feb 4, 2026
Book Page	1350/292

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2057

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 26, 2022
Property Address	940 GAINES RD, SUMTER, SC 29153-2049
Document Number	0013044763
Book / Page	1304 / 4763
Map Reference	MB 2017 PG 59
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$101.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 DPRINGDALE AVENUE, GWYNN OAK, MD 21207

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 6, 2021
Property Address	940 GAINES RD, SUMTER, SC 29153-2049
Document Number	0012892982
Book / Page	1289 / 2982
Map Reference	MB 2017 PG 59
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12604 APPLECROSS DR, CLINTON, MD 20735-1106

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (+2.76%)	$1,460 (-) Land $1,460	$24,320 (%) Land $24,320
2023	$543.00 (+88.54%)	$1,460 (+87.18%) Land $1,460	$24,321 (+86.11%) Land $24,321
2022	$288.00	$780 Land $780	$13,068 Land $13,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: FTC, T-Mobile, Verizon.

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