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940 Forbs Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 940 Forbs Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,428 sqft · built 2023
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$382,005 (Nov 2023)
Deeds & MortgagesJun 2023 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-17-382-116-000

Property Details

APN / Parcel Number

Primary APN08-17-382-116-000

Interior

Bedrooms3 Beds
Building Area1,428 sqft Living Area
1st Floor Area1,428 sqft
Basement Area1,428 sqft
Unfinished Basement1,428 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address940 FORBS DR
CityWATERLOO
StateIL
Zip62298-0137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR2
Legal DescriptionLOT 116 QUAIL RIDGE PHASE IV
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionQUAIL RIDGE
Legal Lot Number116
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group4
Census Block4028
Census Tract600401

Owner

Source: Monroe County records · APN 08-17-382-116-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4781 G RD, WATERLOO, IL 62298-3815
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANK OF BELLEVILLE
Nov 20, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleJun 08, 2023 · Amount on Record
Deed Document Number2023431231
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address940 FORBS DR, WATERLOO, IL 62298-0137
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000429466
DateJun 20, 2023
Instrument429466
Lender
NameBANK OF BELLEVILLE
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateNov 20, 2023
Property Address940 FORBS DR, WATERLOO, IL 62298-0137
Document Number0000431231
Map ReferenceDOC 419851
Instrument DateOct 17, 2023
Instrument431231
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$573.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address136 WILLIAMSBURG LN, WATERLOO, IL 62298-2000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address940 FORBS DR, WATERLOO, IL 62298-0137

Mortgage

Document Number0000431232
DateNov 20, 2023
Instrument431232
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeFixed Rate
Rate7.73%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$123,040 (+15,474.68%) Land $18,580 Building $104,460$369,120 (+15,474.68%) Land $55,740 Building $313,380
2022$790 Land $790$2,370 Land $2,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
HTC Holding
Fiber · DSL		1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 96 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO
serves 10,190 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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