940 E Afton Rd, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 940 E Afton Rd, Bainbridge, NY 13733

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,792 sqft · built 2020
Lot Size	35.2 acres (1,536,361 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$8,138 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082289 286.-1-14`

Property Details

APN / Parcel Number

Primary APN	`082289 286.-1-14`
Alternative APNs	`228928600000010140000000` `0211197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	1,536,361 sqft (35.2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0211197
Street Address	940 E AFTON RD
City	BAINBRIDGE
State	NY
Zip	13733-3267
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1045
Census Tract	970901

Owner

Source: Chenango County and Bainbridge Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 302, BAINBRIDGE, NY 13733-0302
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage CITADEL SERVICING
Aug 20, 2021	Deed, Transfer · Stand-Alone First Mortgage BRUNO SAPONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Document Number	2021202100001411
Prior Transfer Date	Jul 14, 1995
Prior Transfer Doc	0786000253
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	940 E AFTON RD, BAINBRIDGE, NY 13733-3267
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000386
Date	Mar 5, 2026
Instrument	2026-00000386

Lender

Name	CITADEL SERVICING

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 20, 2021
Property Address	940 E AFTON RD, BAINBRIDGE, NY 13733-3267
Document Number	2021000001411
Instrument Date	Jul 15, 2021
Instrument	20210-00001411
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 302, BAINBRIDGE, NY 13733-0302

Mortgage

Document Number	21000002028
Date	Aug 20, 2021
Instrument	210-00002028

Lender

Name	BRUNO SAPONE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,138.00	$205,440 (-) Land $53,600 Building $151,840	$302,118 (+17.65%) Land $78,824 Building $223,294
2023		$205,440 Land $53,600 Building $151,840	$256,800 Land $67,000 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Afton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures