940 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 940 E 4th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,005 sqft · built 1970
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on Record
Last Sale$124,500 (Jul 1998)
Tax Bill$2,667 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-22-208-026

Property Details

APN / Parcel Number

Primary APN72-25-22-208-026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,005 sqft Living Area
1st Floor Area986 sqft
Basement Area986 sqft
Unfinished Basement986 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area70 sqft
Deck Area276 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address940 E 4TH ST
CityROYAL OAK
StateMI
Zip48067-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVENUE SUB LOTS 162, 163 & 164
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVENUE SUB
Legal Lot Number162-164
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2022
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address940 E 4TH ST, ROYAL OAK, MI 48067-2806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 1998 · Amount on Record
Deed SaleJul 8, 1998 · Amount on Record
Prior SaleMay 23, 1996 · Amount on Record
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address940 E 4TH ST, ROYAL OAK, MI 48067-2806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106501
DateJul 3, 2019
Book Page52993/00255
Instrument106501
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address940 E 4TH ST, ROYAL OAK, MI 48067-2806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 E 4TH ST, ROYAL OAK, MI 48067-2806

Mortgage

Document Number0000206412
DateOct 7, 2020
Book Page54957/742
Instrument206412
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,667.00 (-22.06%) Homeowner's exemption$125,490$250,980
2024$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number