940 Columbus Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 940 Columbus Dr, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,948 sqft · built 1968
Lot Size0.137 acres (5,968 sqft)
OwnerTrust Name on Record
Last Sale$806,000 (Jun 2019)
Tax Bill$7,070 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN036-222-22

Property Details

APN / Parcel Number

Primary APN036-222-22
Alternative APN
  • 036-222-22-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,948 sqft Living Area
Gross Area2,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area510 sqft
Patio Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address940 COLUMBUS DR
CityCAPITOLA
StateCA
Zip95010-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 471
Legal SubdivisionCLIFFWOOD HEIGHTS UN #2 TR #471
Legal Tract471
Legal Lot Number102
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1005
Census Tract121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Dec 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 3, 2019Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Feb 2, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 2, 2017Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Prior SaleFeb 2, 2017 · Amount on Record
Deed Document Number201914886
Last Transfer DateDec 2, 2019
Transfer Doc0000037867
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanySTEWART TITLE, STEWART TITLE COM

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310

Mortgage

Document Number0000046040
DateSep 7, 2021
Instrument2021-0046040
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2046

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010130
DateMar 24, 2020
Instrument2020-0010130
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 4, 2019
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Document Number0000037867
Instrument DateDec 2, 2019
Instrument37867
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address940 COLUMBUS DR CAPITOLA CA 950102310, CAPITOLA, CA 95010-2310

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 3, 2019
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Document Number0000014886
Map ReferenceVOL 45 PG 12
Instrument DateMay 28, 2019
Instrument2019-0014886
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310

Mortgage

Document Number0000014887
DateJun 3, 2019
Instrument2019-0014887
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 2, 2017
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Document Number0000004156
Instrument DateJan 10, 2017
Instrument4156
Transaction TypeTransfer
Record UpdatedMar 8, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$278.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 COLUMBUS DR CAPITOLA CA 950102310, CAPITOLA, CA 95010-2310

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 2, 2017
Property Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310
Document Number0000004155
Instrument DateJan 9, 2017
Instrument2017-0004155
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 COLUMBUS DR, CAPITOLA, CA 95010-2310

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,602 (+2%) Land $282,943 Building $231,659
2025$7,070.00 (+10.83%) Homeowner's exemption$504,512 (+4.04%) Land $277,395 Building $227,117
2023$6,379.00 (+1.54%) Homeowner's exemption$484,921 Land $266,624 Building $218,297$999,720
2022$6,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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