940 Cobblestone Ln, Garner, IA 50438 Property Records

Hancock County property record for 940 Cobblestone Ln, Garner, IA 50438

Property Summary

Property TypeResidential Vacant Land
Lot Size0.325 acres (14,157 sqft)
Owner2 Individual Names on File
Tax Bill$502 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2138000060

Property Details

APN / Parcel Number

Primary APN2138000060

Exterior

Lot Area14,157 sqft (0.325 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address940 COBBLESTONE LN
CityGARNER
StateIA
Zip50438
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCOBBLESTONE ESTATES 3RD ADD LOT 6
Legal SubdivisionCOBBLESTONE ESTATES 3RD SUBDIVISION
Legal Lot Number6
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2026
Census Tract270100

Owner

940 Cobblestone Ln, residential vacant land, is owned by two individuals.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address950 COBBLESTONE LN, GARNER, IA 50438-1701
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address940 COBBLESTONE LN, GARNER, IA 50438
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201073
DateJun 9, 2020
Instrument20-1073
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 940 Cobblestone Ln was $502, up 16.7% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$502.00 (+16.74%)$36,350 Land $36,350$36,350 Land $36,350
2024$430.00
2023$29,080 (-) Land $29,080$29,080 Land $29,080
2022$491.00$29,080 Land $29,080
2021$29,080 Land $29,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 940 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 940 Cobblestone Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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Nearby Streets

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