940 Chestnut St, Fieldale, VA 24089 Property Records

Henry County property record for 940 Chestnut St, Fieldale, VA 24089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1928
Owner	Individual Name on File
Last Sale	$138,000 (Jul 2024)
Tax Bill	$285 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074720000`

Property Details

APN / Parcel Number

Primary APN	`074720000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1928

Location & Zoning

Street Address	940 CHESTNUT ST
City	FIELDALE
State	VA
Zip	24089-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	FIELDALE DEV LOT 12 BK 12
Legal Subdivision	THE FIELDALE
Legal Block	12
Legal Lot Number	12
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1021
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fieldale Historic District listed 2008 · 331 contributing resources · NRIS 08000072

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

940 Chestnut St is owned and occupied by an individual who acquired it in October 2024.

Source: Henry County records, as of October 8, 2025

Owner of Record	Individual Name on File
Mailing Address	940 CHESTNUT ST, FIELDALE, VA 24089-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed, Transfer
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 18, 2020	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Jul 17, 2024 · Amount on File
Deed Document Number	0240002608
Last Transfer Date	Oct 24, 2024
Transfer Doc	0240003914
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY VA
Recording Date	Apr 2, 2024
Property Address	940 CHESTNUT ST, FIELDALE, VA 24089-3004
Document Number	0240001173
Instrument Date	Mar 28, 2024
Instrument	240001173
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPENCER CRK, PATRICK SPRINGS, VA 24133-3657

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Mar 28, 2024
Property Address	940 CHESTNUT ST, FIELDALE, VA 24089-3004
Document Number	0240001119
Instrument Date	Mar 28, 2024
Instrument	240001119
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPENCER CRK, PATRICK SPRINGS, VA 24133-3657

Mortgage

Document Number	0240001120
Date	Mar 28, 2024
Instrument	240001120

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2039

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	940 CHESTNUT ST, FIELDALE, VA 24089-3004
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001588
Date	May 18, 2020
Instrument	200001588

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 940 Chestnut St was $285.

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00	$51,400 Land $6,000 Building $45,400
2023	$285.00	$51,400 Land $6,000 Building $45,400	$51,400 Land $6,000 Building $45,400
2021			$51,400 Land $6,000 Building $45,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 940 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Chestnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER SMITH RIVER WATER SUPPLY serves 29,721 people · EPA ID VA5089852
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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