940 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 940 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,296 sqft · built 1969
Lot Size	0.239 acres (10,416 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jan 2021)
Tax Bill	$6,241 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0179-0050`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0179-0050`
Alternative APNs	`45-07-07-156-010.000-023` `263201790050`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,296 sqft Living Area
Gross Area	4,944 sqft
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Game Room	Game Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,416 sqft (0.239 acres)
Lot Dimensions	112 ft deep x 93 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	940 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL CSONTOS ADD. L 50 & 51
Legal Subdivision	PAUL CSONTOS ADD
Legal Lot Number	50,51
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4014
Census Tract	21400

Owner

Source: Lake County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 21, 2023	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Dec 27, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20212407
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	2014067600
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CHERRY ST, HAMMOND, IN 46324-1610

Mortgage

Document Number	0000008327
Date	Mar 18, 2024
Instrument	2024-508327

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004828
Date	Feb 21, 2023
Instrument	2023-504828

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	HAMMOND, IN 46324

Agreement

Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CHERRY ST, HAMMOND, IN 46324-1610

Mortgage

Document Number	0000050434
Date	Dec 27, 2022
Instrument	2022-550434

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042649
Date	Jul 12, 2019
Instrument	2019 042649

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2048

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 12, 2021
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Document Number	0000002407
Map Reference	MB 16 PG 1
Instrument Date	Dec 30, 2020
Instrument	2021-002407
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CHERRY ST, HAMMOND, IN 46324-1610

Mortgage

Document Number	0000002408
Date	Jan 12, 2021
Instrument	2021-002408

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000002409
Date	Jan 12, 2021
Instrument	2021-002409

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	MUNSTER, IN 46321

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 3, 2018
Property Address	940 CHERRY ST, HAMMOND, IN 46324-1610
Document Number	0000000572
Map Reference	MB16 PG1
Instrument Date	Dec 27, 2017
Instrument	2018 000572
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CHERRY ST, HAMMOND, IN 46324-1610

Mortgage

Document Number	0000000573
Date	Jan 3, 2018
Instrument	2018 000573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,600 (+22.57%) Land $36,600 Building $242,000	$278,600 (+22.57%) Land $36,600 Building $242,000
2024	$6,241.00 (+9.18%)
2023		$227,300 (+6.56%) Land $39,200 Building $188,100	$227,300 (+6.56%) Land $39,200 Building $188,100
2022	$5,716.00 Homeowner's exemption	$213,300 Land $39,200 Building $174,100	$213,300 Land $39,200 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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