940 Carol Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 940 Carol Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,770 sqft · built 1986
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$66,000 (Oct 1985)
Tax Bill	$5,115 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2018 Line of Credit
APN	`05 00465-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`05 00465-0000-00011`
Alternative APNs	`05-00465-0000-00011-02` `050046500011`

Interior

Stories	1 Story
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	0500465000000011
Street Address	940 CAROL AVE
City	CAPE MAY
State	NJ
Zip	08204-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L12-14
Legal Block	465
Legal Lot Number	11.2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	2
Census Block	2015
Census Tract	21702

Owner

940 Carol Ave is owned and occupied by two individuals who bought it in October 1985.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 CAROL AVE, CAPE MAY, NJ 08204-4941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1985 · Amount on File
Deed Sale	Oct 9, 1985 · Amount on File
Deed Book / Page	1614 / 458
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	940 CAROL AVE, CAPE MAY, NJ 08204-4941
Document Number	0061020524
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CAROL AVE CAPE MAY NJ 082044941, CAPE MAY, NJ 08204-4941

Mortgage

Document Number	0061020524
Date	Sep 23, 2019
Book Page	006102/000524
Instrument	107218

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	940 CAROL AVE, CAPE MAY, NJ 08204-4941
Document Number	0059530979
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CAROL AVE CAPE MAY NJ 082044941, CAPE MAY, NJ 08204-4941

Mortgage

Document Number	0059530979
Date	Mar 22, 2018
Book Page	005953/000979
Instrument	49116

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,400 (-) Land $96,000 Building $131,400	$227,400 (-) Land $96,000 Building $131,400
2025		$227,400 Land $96,000 Building $131,400	$227,400 Land $96,000 Building $131,400
2024	$5,115.00
2023		$251,400 Land $120,000 Building $131,400	$251,400 Land $120,000 Building $131,400
2022	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 940 Carol Ave; there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Carol Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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