940 Carnes Mill Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 940 Carnes Mill Rd, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	3.5 ba · 2,880 sqft · built 2022
Lot Size	52.5 acres (2,288,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,080 (Oct 2020)
Tax Bill	$7,818 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Apr 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`011-037`

Property Details

APN / Parcel Number

Primary APN	`011-037`
Alternative APN	`5490`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,880 sqft Heated Area
1st Floor Area	2,880 sqft
Basement Area	2,880 sqft
Unfinished Basement	2,880 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,288,642 sqft (52.5 acres)
Terrain	Rolling
Garage Area	608 sqft
Porch	Slab
Porch Area	272 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5490
Street Address	940 CARNES MILL RD
City	TALKING ROCK
State	GA
Zip	30175-2726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	DIST12 LL117 TRA 52.54AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	2
Census Block	2000
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 RENFORD RD, BALL GROUND, GA 30107-6030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 13, 2022	Warranty Deed, Transfer
Oct 9, 2020	Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS
Oct 9, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	20202048
Deed Book / Page	1238 / 743
Last Transfer Date	Apr 13, 2022
Transfer Doc	0000001197
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175-2726
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 CARNES MILL RD, TALKING ROCK, GA 30175-2726

Mortgage

Document Number	0013700000000940
Date	Jul 19, 2023
Book Page	0000001370/0000000940

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175-2726
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CARNES MILL RD

Mortgage

Document Number	0013240000000195
Date	Apr 14, 2022
Book Page	0000001324/0000000195

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2020

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Apr 13, 2022
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175-2726
Document Number	0013240191
Book / Page	1324 / 191
Instrument Date	Apr 13, 2022
Instrument	2022-001197
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 RENFORD RD, BALL GROUND, GA 30107-6030

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Oct 9, 2020
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175
Document Number	0012380698
Book / Page	001238 / 000698
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	733 CARNES MILL RD TALKING ROCK GA 301752721, TALKING ROCK, GA 30175-2721

Mortgage

Document Number	12380710
Date	Oct 9, 2020
Book Page	001238/000710

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PERRY, GA 31069-1820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2040

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Oct 9, 2020
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175
Document Number	0012380743
Book / Page	001238 / 000743
Instrument Date	Oct 8, 2020
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 CARNES MILL RD TALKING ROCK GA 301752721, TALKING ROCK, GA 30175-2721

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Feb 26, 2020
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175
Document Number	0012090380
Book / Page	001209 / 000380
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	733 CARNES MILL RD TALKING ROCK GA 301752721, TALKING ROCK, GA 30175-2721

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Oct 8, 2020
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175
Document Number	0012380638
Book / Page	001238 / 000638
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 CARNES MILL RD TALKING ROCK GA 301752721, TALKING ROCK, GA 30175-2721

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Feb 6, 2019
Property Address	940 CARNES MILL RD, TALKING ROCK, GA 30175
Document Number	0011710808
Book / Page	001171 / 000808
Instrument Date	Jan 30, 2019
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	733 CARNS MILL RD TALKING ROCK GA 301752721, TALKING ROCK, GA 30175-2721

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,260 (+28.87%) Land $173,998 Building $382,262	$1,390,651 (+28.87%) Land $434,996 Building $955,655
2025	$7,818.00 (+49.14%)	$431,650 (+67.45%) Land $135,754 Building $295,896	$1,079,124 (+67.45%) Land $339,385 Building $739,739
2023	$5,242.00	$257,778 Land $123,279 Building $134,499	$644,444 Land $308,197 Building $336,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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