940 55th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 940 55th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,086 sqft · built 1895
Lot Size	0.074 acres (3,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Sep 2018)
Tax Bill	$11,068 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1287-6`

Property Details

APN / Parcel Number

Primary APN	`15-1287-6`
Alternative APN	`015-1287-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,200 sqft (0.074 acres)

Location & Zoning

Street Address	940 55TH ST
City	EMERYVILLE
State	CA
Zip	94608-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: AR: 0015 PAGE: 1287
Legal Subdivision	JE MCELRATH
Legal Block	E
Legal Lot Number	14&13
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3011
Census Tract	400700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	940 55TH ST, EMERYVILLE, CA 94608-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FLEXPOINT INC
Sep 26, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	May 1, 2003 · Amount on Record
Deed Document Number	2018186636
Prior Transfer Date	Sep 14, 2018
Prior Transfer Doc	0000186635
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 10, 2022
Property Address	940 55TH ST, OAKLAND, CA 94608-3138
Document Number	0000032710
Map Reference	MB 12 PG 12
Instrument Date	Feb 3, 2022
Instrument	2022032710
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 55TH ST, EMERYVILLE, CA 94608-3138

Mortgage

Document Number	0000032711
Date	Feb 10, 2022
Instrument	2022032711

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 26, 2018
Property Address	940 55TH ST, OAKLAND, CA 94608-3138
Document Number	0000186636
Map Reference	MB 2 PG 12
Instrument Date	Sep 14, 2018
Instrument	2018186636
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 55TH ST, OAKLAND, CA 94608-3138

Mortgage

Document Number	0000186637
Date	Sep 26, 2018
Instrument	2018186637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 26, 2018
Property Address	940 55TH ST, OAKLAND, CA 94608-3138
Document Number	0000186635
Instrument Date	Sep 14, 2018
Instrument	186635
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	940 55TH ST OAKLAND CA 946083138, OAKLAND, CA 94608-3138

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,887 (+1.03%) Land $220,166 Building $513,721
2025	$11,068.00 (-1.18%) Homeowner's exemption	$719,497 (+4.04%) Land $215,849 Building $503,648
2023	$11,200.00 Homeowner's exemption	$691,561 Land $207,468 Building $484,093	$730,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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