94 Summerfield St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 94 Summerfield St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,833 sqft · built 1942
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$402,500 (May 2024)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044-9600`

Property Details

APN / Parcel Number

Primary APN	`044-9600`
Alternative APNs	`NAUG M:OLD-77-69E11-37` `NAUG M:044 L:9600` `AV17 69E11 37` `44-9600`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	4,752 sqft
1st Floor Area	1,432 sqft
Attic	Attic
Attic Area	1,002 sqft
Basement Area	1,002 sqft
Unfinished Basement	862 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	44-9600
Street Address	94 SUMMERFIELD ST
City	NAUGATUCK
State	CT
Zip	06770-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	9600
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2007
Census Tract	345202

Owner

Source: Naugatuck Borough records · APN 044-9600

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC
Jan 07, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 27, 2018	Warranty Deed, Transfer FLAGSTAR BANK FSB
Jul 17, 2018	Warranty Deed, Transfer
Nov 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	20241407
Deed Book / Page	1140 / 126
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Transaction Type	Mortgage
Record Updated	Dec 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001067-71
Date	Mar 08, 2021
Book Page	1067/71
Instrument	947

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2050

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 31, 2024
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Document Number	001140-126
Book / Page	1140 / 126
Instrument Date	May 30, 2024
Instrument	20241407
Transaction Type	Transfer
Record Updated	Jun 13, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241408
Date	May 31, 2024
Instrument	2024-1408

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001040-322
Date	Jan 07, 2020
Book Page	1040/322

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 27, 2018
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Document Number	001014-503
Book / Page	1014 / 503
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010140505
Date	Jul 27, 2018
Instrument	01014/0505

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 17, 2018
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Document Number	1013-119
Book / Page	001013 / 000119
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SUMMERFIELD ST NAUGATUCK CT 067704933, NAUGATUCK, CT 06770-4933

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 27, 2017
Property Address	94 SUMMERFIELD ST, NAUGATUCK, CT 06770-4933
Document Number	1003-891
Book / Page	001003 / 000891
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 SUMMERFIELD ST NAUGATUCK CT 067704933, NAUGATUCK, CT 06770-4933

Tax Assessment & Valuation

Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00	$165,760 (-) Land $30,030 Building $135,730	$116,032 Land $21,021 Building $95,011
2024	$6,596.00 (-11.08%)
2023	$7,418.00 (+30.46%)	$165,760 (+39.2%) Land $30,030 Building $135,730
2022	$5,686.00	$119,080 Land $31,750 Building $87,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 214 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

94 Summerfield St, Naugatuck, CT 06770 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Summerfield St

Nearby Streets

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