94 Stroup Ct, Waterloo, SC 29384 Property Records

Laurens County property record for 94 Stroup Ct, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.89 acres (38,808 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2020)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-112`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-112`
Alternative APNs	`2420000112 01692298` `01692298`

Exterior

Lot Area	38,808 sqft (0.89 acres)

Location & Zoning

Street Address	94 STROUP CT
City	WATERLOO
State	SC
Zip	29384-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 45 46A HARBOR CREST II
Legal Subdivision	46A HARBOR CREST II
Legal Phase	2
Legal Lot Number	45
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3035
Census Tract	920202

Owner

94 Stroup Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 STROUP CT, WATERLOO, SC 29384-3639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Grant Deed, Transfer · Conventional with PMI FIRST SUMMIT BK
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Deed Document Number	20207284
Deed Book / Page	1527 / 315
Prior Transfer Date	Aug 25, 2007
Prior Transfer Doc	0008470093
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 18, 2020
Property Address	94 STROUP CT, WATERLOO, SC 29384-3639
Document Number	0015270315
Book / Page	001527 / 000315
Instrument Date	Sep 14, 2020
Instrument	7284
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	94 STROUP CT WATERLOO SC 293843639, WATERLOO, SC 29384-3639

Mortgage

Document Number	26220107
Date	Sep 18, 2020
Book Page	002622/000107
Instrument	7285

Lender

Name	FIRST SUMMIT BK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	94 STROUP CT, WATERLOO, SC 29384-3639
Document Number	0024540135
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 STROUP CT WATERLOO SC 293843639, WATERLOO, SC 29384-3639

Mortgage

Document Number	0024540135
Date	Sep 19, 2018
Book Page	002454/000135
Instrument	8126

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 18, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 94 Stroup Ct was $1,908.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00	$11,160 Land $2,600 Building $8,560
2023	$1,252.00 (-28.74%)	$11,160 (-) Land $2,600 Building $8,560	$279,000 (-) Land $65,000 Building $214,000
2022	$1,757.00	$11,160 Land $2,600 Building $8,560	$279,000 (-) Land $65,000 Building $214,000
2021			$279,000 Land $65,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 94 Stroup Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Stroup Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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