94 Sandy View Ct, Mc Henry, MD 21541 Property Records

Garrett County property record for 94 Sandy View Ct, Mc Henry, MD 21541

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 1,734 sqft · built 2024
Lot Size0.998 acres (43,453 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Dec 2020)
Tax Bill$7,229 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2023 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-089041

Property Details

APN / Parcel Number

Primary APN18-089041
Alternative APN
  • 089041

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,734 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,453 sqft (0.998 acres)
PorchSlab
Deck Area144 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number089041
Street Address94 SANDY VIEW CT
CityMC HENRY
StateMD
Zip21541-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description43453 SQ FT LOT 16 LAGO VISTA SUB
Legal SubdivisionLAGO VISTA SUB
Legal Lot Number16
JurisdictionGARRETT MD
Township / Civil Division6, SANG RUN
Census Block Group2
Census Block2026
Census Tract502

Owner

94 Sandy View Ct is owned by two individuals who bought it in December 2020.

Source: Garrett County records, as of April 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9471 ASTILBE LN, TOANO, VA 23168-9546
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIUM FINANCIAL GROUP INC
Mar 17, 2023Deed of Trust, Mortgage · Construction Mortgage
MILLENNIUM FINANCIAL GROUP INC
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLEND
Dec 14, 2020Deed, Transfer · Conventional Mortgage
MILLENNIUM FINANCIAL GROUP INC
Apr 2, 2019Deed of Trust, Mortgage · Line of Credit
SOMERSET TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on File
Deed SaleDec 14, 2020 · Amount on File
Prior SaleFeb 12, 2016 · Amount on File
Deed Book / Page2266 / 214
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address94 SANDY VIEW CT, MC HENRY, MD 21541-1824
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022950302
DateMar 25, 2021
Book Page2295/302
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term237 Months
DueDec 1, 2040
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Index1-Year LIBOR
Max Rate10.7%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address94 SANDY VIEW CT, MC HENRY, MD 21541-1824
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9471 ASTILBE LN, TOANO, VA 23168-9546

Mortgage

Document Number0024780194
DateMar 17, 2023
Book Page2478/194
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
AddressWYE MILLS, MD 21679
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2034
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.2%
IndexOther
Margin3
Max Rate12.2%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property AddressSANDY VIEW CT, MCHENRY, MD 21541
Document Number0022660220
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address16 SANDY VIEW CT MCHENRY MD 21541, MCHENRY, MD 21541

Mortgage

Document Number0022660220
DateDec 14, 2020
Book Page002266/000220
Lender
NameMLEND
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 13, 2040
Interest
Rate TypeAdjustable Rate

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateDec 14, 2020
Property AddressSANDY VIEW CT, MCHENRY, MD 21541
Document Number0022660214
Book / Page2266 / 214
Map ReferenceMB TWM 3 FILE 511
Instrument DateNov 12, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9471 ASTILBE LN, TOANO, VA 23168-9546

Mortgage

Document Number0002266220
DateDec 14, 2020
Instrument2266/220
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2040
Interest
Min Rate At Change2.75%
Max Rate At Change6.75%
Max Rate10.7%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property AddressSANDY VIEW CT, MCHENRY, MD 21541
Document Number0021370239
Instrument DateApr 2, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 KING RICHARD RD OCEAN PINES MD 218111669, OCEAN PINES, MD 21811-1669

Mortgage

Document Number0021370239
DateJun 14, 2019
Book Page002137/000239
Lender
NameSOMERSET TR
AddressSOMERSET, PA 15501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 94 Sandy View Ct was $7,229.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,229.00$563,900 Land $98,800 Building $465,100$563,900 Land $98,800 Building $465,100
2023$1,188.00$88,800 Land $88,800$88,800 Land $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Sandy View Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Sandy View Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEEP CREEK LAKE WATER SERVICE AREA
serves 5,502 people · EPA ID MD1111096
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mountain Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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