Oceana County property record for 94 S Lighthouse Dr, Mears, MI 49436 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-270-040-00 |
| Primary APN | 011-270-040-00 |
|---|
| Lot Area | 29,185 sqft (0.67 acres) |
|---|
| Street Address | 94 S LIGHTHOUSE DR |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 T14N R19W BEACHCOMBERS SUBDIVISION LOTS 40 & 41 PER REP DEED 2017/17748 LTRS PERSONAL REP 2017/17747 DC FOR DENNIS MCCO |
| Legal Range | 19W |
| Legal Township | 14N |
| Legal Section | 02 |
| Legal Subdivision | BEACHCOMBERS SUBDIVISION |
| Legal Lot Number | 40-41 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | BENONA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10900 |
Source: Oceana County records · APN 011-270-040-00
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 15, 2021 | Intrafamily Transfer, Transfer |
| Sep 15, 2017 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 02021/6453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | MICHIGAN PIONEER TITLE, MICHIGAN INVESTMENT TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020/23566 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 2020/23566 |
| Instrument | 202000006197 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/10220 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 2022/10220 |
| Instrument | 202200002981 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Mar 15, 2021 |
| Property Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Document Number | 02021/6453 |
| Book / Page | 2021 / 6453 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 202100001596 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 15, 2017 |
| Property Address | 94 S LIGHTHOUSE DR, MEARS, MI 49436-8603 |
| Document Number | 2017/017748 |
| Book / Page | 2017 / 017748 |
| Map Reference | LB4 PG28 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 201700005438 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 W DEMING PL # PL5-0, PL5-0, CHICAGO, IL 60614-1724 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 628 PHEASANT RIDGE DR, ORTONVILLE, MI 48462-5104 |
| Investor | Possibly a Property Investor |
| Document Number | 2017017750 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 2017/017750 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Benona Township |
| Unified School District | Shelby Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,200 (+9.57%) | $476,400 (+9.57%) | |
| 2025 | $1,989.00 (-55.88%) Homeowner's exemption | $217,400 (+16.63%) Land $217,400 | $434,800 (+16.63%) Land $434,800 |
| 2024 | $4,508.00 (+46.46%) | ||
| 2023 | $186,400 Land $186,400 | $372,800 (-) Land $372,800 | |
| 2022 | $3,078.00 | $372,800 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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