Union County and Berkeley Heights Township property record for 94 Rutgers Ave, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 952 sqft · built 1953 |
| Lot Size | 0.488 acres (21,262 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $9,000 (Mar 1995) |
| Tax Bill | $9,858 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01704-0000-00001-01 |
| Primary APN | 01-01704-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 21,262 sqft (0.488 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 94 RUTGERS AVE |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 1704 |
| Legal Lot Number | 1.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 38202 |
94 Rutgers Ave is owned and occupied by two individuals who bought it in March 1995.
Source: Union County and Berkeley Heights Township records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage BLUE OCEAN FUNDING LLC |
| Sep 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 1995 · Amount on File |
| Deed Sale | Mar 9, 1995 · Amount on File |
| Prior Sale | Sep 14, 1994 · Amount on File |
| Deed Document Number | 199514282 |
| Deed Book / Page | 4220 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 18, 2026 |
| Property Address | 94 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1949 |
| Document Number | 0000092561 |
| Book / Page | 15802 / 2116 |
| Instrument Date | May 6, 2026 |
| Instrument | 202692561 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 94 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1949 |
| Document Number | 0000092561, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 15802/2116 |
| Instrument | 202692561 |
| Name | BLUE OCEAN FUNDING LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 94 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1949 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0156882441 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 15688/2441 |
| Instrument | 82680 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 94 Rutgers Ave was $9,858, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,000 (-) Land $159,300 Building $64,700 | $224,000 (-) Land $159,300 Building $64,700 | |
| 2025 | $9,858.00 (+2.66%) | $224,000 Land $159,300 Building $64,700 | $224,000 Land $159,300 Building $64,700 |
| 2024 | $9,603.00 | ||
| 2023 | $224,000 Land $159,300 Building $64,700 | $224,000 Land $159,300 Building $64,700 | |
| 2022 | $9,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Rutgers Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 28 (1987–2021) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Rutgers Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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