Dawson County property record for 94 Ruby Ln, Dawsonville, GA 30534 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1979 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Mar 2012) |
| Tax Bill | $3,147 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L13 059 |
| Primary APN | L13 059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 206 ft deep x 84 ft wide |
| Garage Type | Pole Building Garage |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 632 sqft |
| Lean-To | 72 sqft |
| Storage Building | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1207 |
|---|---|
| Street Address | 94 RUBY LN |
| City | DAWSONVILLE |
| State | GA |
| Zip | 30534-6977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 SUNSHINE |
| Legal Subdivision | LAKE (4) |
| Legal Lot Number | 5 |
| Jurisdiction | DAWSON GA |
| Township / Civil Division | BLACKS MILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970204 |
Source: Dawson County records · APN L13 059
Assessment roll updated January 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 RUBY LN, DAWSONVILLE, GA 30534-6977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Mar 05, 2020 | Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2012 · Amount on Record |
| Deed Sale | Mar 22, 2012 · Amount on Record |
| Prior Sale | Jun 08, 2007 · Amount on Record |
| Deed Document Number | 2012342 |
| Deed Book / Page | 1020 / 522 |
| Last Transfer Date | Feb 24, 2020 |
| Transfer Doc | 0013960259 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWSON GA |
| Property Address | 94 RUBY LN, DAWSONVILLE, GA 30534-6977 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 94 RUBY LN, DAWSONVILLE, GA 30534-6977 |
| Document Number | 0015220500 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 1522/500 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 939 Months |
| Due | Nov 28, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.82% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 1.82% |
| Max Rate At Change | 6.82% |
| Index | 1-Year CMT |
| Max Rate | 6.82% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | DAWSON GA |
| Recording Date | Mar 05, 2020 |
| Property Address | 94 RUBY LN, DAWSONVILLE, GA 30534-6977 |
| Document Number | 0013960259 |
| Book / Page | 001396 / 000259 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 94 RUBY LN DAWSONVILLE GA 305346977, DAWSONVILLE, GA 30534-6977 |
| Document Number | 13960261 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 001396/000261 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Mar 04, 2099 |
| Document Number | 13960278, |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 001396/000278 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Mar 04, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.22% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWSON GA |
| Property Address | 94 RUBY LN, DAWSONVILLE, GA 30534-6977 |
| Document Number | 0013100111 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 94 RUBY LN DAWSONVILLE GA 305346977, DAWSONVILLE, GA 30534-6977 |
| Document Number | 0013100111 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 001310/000111 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTITLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2048 |
Source: Dawson County records · Assessment roll updated January 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Dawson County |
| Unified School District | Dawson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,147.00 Homeowner's exemption Senior Citizen's exemption | $297,704 (-0.02%) Land $206,120 Building $91,584 | $744,260 (-0.02%) Land $515,300 Building $228,960 |
| 2024 | $3,147.00 (+20.25%) Homeowner's exemption Senior Citizen's exemption | $297,752 (-9.32%) Land $206,120 Building $91,632 | $744,380 (-9.32%) Land $515,300 Building $229,080 |
| 2023 | $2,617.00 (+77.66%) Homeowner's exemption Senior Citizen's exemption | $328,352 (+92.12%) Land $227,680 Building $100,672 | $820,880 (+92.12%) Land $569,200 Building $251,680 |
| 2022 | $1,473.00 Homeowner's exemption | $170,908 Land $113,840 Building $57,068 | $427,270 Land $284,600 Building $142,670 |
Source: FEMA National Flood Hazard Layer, Dawson County (13085C), updated April 4, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 34% of the US · above 10% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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