94 Pine St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 94 Pine St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,616 sqft · built 1910
Lot Size	0.155 acres (6,756 sqft)
Owner	2 Trust Names on Record
Last Sale	$840,000 (Oct 2023)
Tax Bill	$8,880 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0003 B:048A L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0003 B:048A L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	3,486 sqft
Basement Area	927 sqft
Unfinished Basement	927 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,756 sqft (0.155 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	94 PINE ST
City	SWAMPSCOTT
State	MA
Zip	01907-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Subdivision	BLANCHARD
Legal Block	48A
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2007
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage EASTERN BANK
Oct 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
May 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage LUSO AMERICAN CU
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	202320231020002470
Deed Book / Page	41819 / 446
Transfer Doc	26938-61
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042721-376
Date	May 19, 2025
Book Page	42721/376
Instrument	20250519000510

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Oct 20, 2023
Property Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Document Number	041819-446
Book / Page	41819 / 446
Instrument Date	Oct 20, 2023
Instrument	20231020002470
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856

Mortgage

Document Number	231020002490
Date	Oct 20, 2023
Instrument	231020002490

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37526-2
Date	May 22, 2019
Book Page	37526/2
Instrument	20190522000260

Lender

Name	LUSO AMERICAN CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39136-92
Date	Nov 3, 2020
Book Page	39136/92
Instrument	20201103001040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,880.00 (+29.26%)	$774,200 (+32.3%) Land $251,300 Building $522,900	$853,670
2023	$6,870.00	$585,200 Land $221,600 Building $363,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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