94 Pine Ridge Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 94 Pine Ridge Dr, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,170 sqft · built 1965
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Nov 2023)
Tax Bill$7,352 (2025)
Deeds & MortgagesMar 2021 Refinance
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-003

Property Details

APN / Parcel Number

Primary APN103-003
Alternative APNs
  • FRAN M:249 L:101
  • M:103 L:003

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,170 sqft Living Area
Gross Area3,868 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,998 sqft (0.459 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number103-003
Street Address94 PINE RIDGE DR
CityFRANKLIN
StateMA
Zip02038-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFRANKLIN
Legal Lot Number101
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2013
Census Tract442101

Owner

94 Pine Ridge Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address94 PINE RIDGE DR, FRANKLIN, MA 02038-1610
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Oct 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
COLORADO FEDERAL SAVINGS BANK
Nov 30, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Prior SaleSep 19, 2016 · Amount on File
Deed Book / Page41534 / 523
Transfer Doc034478-459
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address94 PINE RIDGE DR, FRANKLIN, MA 02038-1610
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039098-30
DateMar 8, 2021
Book Page39098/30
Instrument29596
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address94 PINE RIDGE DR, FRANKLIN, MA 02038-1610
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042678-293
DateOct 1, 2025
Book Page42678/293
Instrument69030
Lender
NameCOLORADO FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateNov 30, 2023
Property Address94 PINE RIDGE DR, FRANKLIN, MA 02038-1610
Document Number041534-523
Book / Page41534 / 523
Instrument DateNov 30, 2023
Instrument79018
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address94 PINE RIDGE DR, FRANKLIN, MA 02038-1610

Mortgage

Document Number0000079019
DateNov 30, 2023
Instrument79019
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 94 Pine Ridge Dr was $7,352, up 4.7% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,352.00 (+4.68%)$632,700 (+6.21%) Land $243,700 Building $389,000$788,595 (+12.85%)
2024$7,023.00 (+3.91%)$595,700 (+10.87%) Land $243,700 Building $352,000$698,820
2023$6,759.00$537,300 Land $254,200 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Pine Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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