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94 Phillip Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 94 Phillip Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,618 sqft · built 1970
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Nov 2020)
Tax Bill$1,174 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN910470A000

Property Details

APN / Parcel Number

Primary APN910470A000
Alternative APN
  • 5-0017-4477-00-094A.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area13,000 sqft
Lot Dimensions100 ft deep x 130 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area484 sqft
Patio Area1,396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number910470A000
Old Parcel Number910470A000
Street Address94 PHILLIP DR
CitySAINT CHARLES
StateMO
Zip63301-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE1
Legal DescriptionWOODLAND PK HARBOR PT LOT 94A
Legal Range05E
Legal Township48N
Legal SubdivisionWOODLAND PK HARBOR
Legal Lot Number94A
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3031
Census Tract310100

Owner

Source: St. Charles County assessment roll, APN 910470A000, as of July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address802 ASTER LN, O FALLON, MO 63366-1881
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2020 · Amount on Record
Deed SaleNov 04, 2020 · Amount on Record
Prior SaleSep 23, 2002
Deed Document Number0202084943
Deed Book / Page2020 / 84943
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 04, 2020
Property Address94 PHILLIP DR, SAINT CHARLES, MO 63301-5918
Document Number0000084943
Instrument DateOct 30, 2020
Instrument84943
Transaction TypeTransfer
Record UpdatedMar 04, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address94 PHILLIP DR ST CHARLES MO 633015918, ST CHARLES, MO 63301-5918

Mortgage

Document Number84944
DateNov 04, 2020
Instrument84944
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,174.00$19,135 (-0.61%)$100,711 (-0.6%) Land $5,000 Building $95,711
2023$19,253
2022$101,324 Land $5,000 Building $96,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833101003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims1,900 (1978–2026)
Claims Outside the SFHA82 of 1,900
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 103 claims
  • Severe Storms And Flooding, Jul 2008 · 133 claims
  • Severe Storms & Flooding, Oct 1993 · 657 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 25 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Brown Dog Networks
Fixed Wireless		50 / 10

May also be available: AT&T, T-Mobile USA.

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