Effingham County property record for 94 Ogeechee River Dr, Guyton, GA 31312 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,020 sqft · built 2009 |
| Lot Size | 6.97 acres (303,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Mar 2020) |
| Tax Bill | $3,380 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02990-079-000 |
| Primary APN | 02990-079-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,020 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 303,613 sqft (6.97 acres) |
| Garage Area | 1,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 361 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2895 |
|---|---|
| Street Address | 94 OGEECHEE RIVER DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-5210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.97 AC PAR 2A (SPLT 299-79A) PLT 28/657 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30401 |
Source: Effingham County records · APN 02990-079-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST |
| Mar 23, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Mar 23, 2020 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on Record |
| Deed Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 2020805 |
| Deed Book / Page | 2581 / 787 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 001708/239 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Document Number | 0000002536/0000000151 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 0000002536/0000000151 |
| Instrument | 006051 |
| Name | BRANCH BANKING AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Document Number | 0000002581/0000000789 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 0000002581/0000000789 |
| Instrument | 002845 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 23, 2020 |
| Property Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
| Document Number | 002581/787 |
| Book / Page | 2581 / 787 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020-000805 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 OGEECHEE RIVER DR, GUYTON, GA 31312-5210 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,380.00 (+14.97%) Homeowner's exemption | $176,223 (+22.61%) Land $60,261 Building $115,962 | $440,557 (+22.61%) Land $150,653 Building $289,904 |
| 2024 | $2,940.00 (+29.46%) Homeowner's exemption | $143,731 (+28.74%) Land $44,512 Building $99,219 | $359,327 (+28.74%) Land $111,280 Building $248,047 |
| 2023 | $2,271.00 (-30.8%) Homeowner's exemption | $111,646 (-16.18%) Land $28,924 Building $82,722 | $279,116 (-16.18%) Land $72,311 Building $206,805 |
| 2022 | $3,282.00 Homeowner's exemption | $133,196 Land $18,918 Building $114,278 | $332,988 Land $47,294 Building $285,694 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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