Hyde County property record for 94 Ocean Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,588 sqft · built 1983 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $96,000 (Nov 1988) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Aug 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 9500381565 |
| Primary APN | 9500381565 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Porch | Patio |
| Porch Area | 218 sqft |
| Deck Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 9500381565 |
|---|---|
| Street Address | 94 OCEAN RD |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOTS # 59 & 60SILVER LAKE & BEACH |
| Legal Subdivision | SILVER LAKE AND BEACH |
| Legal Lot Number | 59-60 |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920101 |
Source: Hyde County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 94 OCEAN RD, OCRACOKE, NC 27960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Aug 12, 2024 | Deed, Transfer · Conventional Mortgage NQM FUNDING LLC |
| Sep 23, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 1988 · Amount on Record |
| Deed Sale | Nov 4, 1988 · Amount on Record |
| Deed Book / Page | \N |
| Last Transfer Date | Aug 5, 2019 |
| Transfer Doc | 000282/201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HYDE NC |
| Property Address | 94 OCEAN RD, OCRACOKE, NC 27960 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000279/907 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 279/907 |
| Instrument | 407303 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Aug 12, 2024 |
| Property Address | 94 OCEAN RD, OCRACOKE, NC 27960 |
| Document Number | 000303/790 |
| Book / Page | 303 / 790 |
| Instrument Date | Aug 2, 2024 |
| Instrument | 412361 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 94 OCEAN RD, OCRACOKE, NC 27960 |
| Document Number | 0000412362 |
|---|---|
| Date | Aug 12, 2024 |
| Instrument | 412362 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Sep 23, 2019 |
| Property Address | 94 OCEAN RD, OCRACOKE, NC 27960 |
| Document Number | 000282/201 |
| Book / Page | 282 / 201 |
| Map Reference | MB 1 PG 13 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 407799 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15580 SW FS 5480 RD, CULVER, OR 97734-9412 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 67420 E WELCH CT, WELCHES, OR 97067 |
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,885.00 | $306,959 (-) Land $207,000 Building $99,959 | $306,959 (-) Land $207,000 Building $99,959 |
| 2024 | $2,885.00 (+2.45%) | $306,959 (+16.7%) Land $207,000 Building $99,959 | $306,959 (+16.7%) Land $207,000 Building $99,959 |
| 2023 | $2,816.00 | $263,041 Land $126,000 Building $137,041 | $263,041 Land $126,000 Building $137,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
| Ocracoke Cable TV Cable | 10 / 1 |
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