94 Oak Shadow Dr, Loretto, TN 38469 Property Records

Lawrence County property record for 94 Oak Shadow Dr, Loretto, TN 38469 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	3.5 ba · 4,555 sqft · built 2002
Lot Size	37.5 acres (1,635,678 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Oct 2025)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050157 01921`

Property Details

APN / Parcel Number

Primary APN	`050157 01921`
Alternative APN	`157 01921`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,555 sqft Living Area
1st Floor Area	3,408 sqft
Upper Floors Area	1,677 sqft
Basement Area	2,691 sqft
Unfinished Basement	2,691 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,635,678 sqft (37.5 acres)
Garage Type	Finished
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	1,105 sqft
Bath House	192 sqft
Utility Building	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	94 OAK SHADOW DR
City	LORETTO
State	TN
Zip	38469-2561
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2
Legal Subdivision	PORTION/LANDS/STANLEY M BEVIS
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	960700

Owner

Source: Lawrence County records · APN 050157 01921

Assessment roll updated January 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	94 OAK SHADOW DR, LORETTO, TN 38469-2561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Deed Document Number	20256137
Deed Book / Page	802 / 360
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	0000394809
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	94 OAK SHADOW DR, LORETTO, TN 38469-2561
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702386
Date	Jan 26, 2023
Book Page	702/386
Instrument	23000465

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 22, 2025
Property Address	94 OAK SHADOW DR, LORETTO, TN 38469-2561
Document Number	0000802360
Book / Page	802 / 360
Instrument Date	Oct 17, 2025
Instrument	25006137
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	WAGON WHEEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E CENTER ST, KINGSPORT, TN 37660-4801

Mortgage

Document Number	0025006138
Date	Oct 22, 2025
Instrument	25006138

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	94 OAK SHADOW DR, LORETTO, TN 38469-2561
Document Number	515857
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 OAK SHADOW DR LORETTO TN 384692561, LORETTO, TN 38469-2561

Mortgage

Document Number	515857
Date	Sep 07, 2017
Book Page	000515/000857
Instrument	4582

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,410.00 (+30.11%) Additional exemption filed	$269,075 (+30.1%) Land $9,250 Building $259,825
2024	$4,158.00 (+28.45%) Additional exemption filed	$206,825 (+28.44%) Land $9,250 Building $197,575
2023	$3,237.00 Additional exemption filed	$161,025 (-) Land $7,775 Building $153,250
2022	$3,237.00	$161,025 Land $7,775 Building $153,250	$1,113,400 Land $74,100 Building $1,039,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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