94 Newtown Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 94 Newtown Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,400 sqft · built 1986
Lot Size	2.13 acres (93,068 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Dec 2024)
Tax Bill	$19,037 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E3 B:0027 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E3 B:0027 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,400 sqft Living Area
Gross Area	6,350 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,068 sqft (2.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	94 NEWTOWN RD
City	ACTON
State	MA
Zip	01720-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	27
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1016
Census Tract	363103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

94 Newtown Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 NEWTOWN RD, ACTON, MA 01720-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Jan 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Apr 12, 2021	Deed of Trust, Mortgage · Construction Mortgage LOWELL FIVE CENTS SAVINGS BANK
Oct 16, 2017	Deed of Trust, Mortgage CAMBRIDGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Deed Document Number	2024145468
Deed Book / Page	83605 / 15
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	94 NEWTOWN RD, ACTON, MA 01720-3130
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075818-537
Date	Oct 6, 2020
Book Page	75818/537
Instrument	180325

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2027
Index	1-Year CMT

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	94 NEWTOWN RD, ACTON, MA 01720-3130
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073960-467
Date	Jan 8, 2020
Book Page	73960/467
Instrument	3286

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	94 NEWTOWN RD, ACTON, MA 01720-3130
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077491-470
Date	Apr 12, 2021
Book Page	77491/470
Instrument	82182

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	94 NEWTOWN RD, ACTON, MA 01720-3130
Document Number	70124-34
Book / Page	070124 / 000034
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	70124-34
Date	Oct 24, 2017
Book Page	070124/000034
Instrument	2413

Lender

Name	CAMBRIDGE TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 94 Newtown Rd was $19,037, up 7.3% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,037.00 (+7.28%)	$1,110,000 (+4.27%) Land $391,300 Building $718,700	$954,370 (+2.92%)
2024	$17,745.00	$1,064,500 Land $391,300 Building $673,200	$927,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Newtown Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Newtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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