94 New Ludlow Rd, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 94 New Ludlow Rd, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1950
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2017)
Tax Bill	$5,115 (2026)
Deeds & Mortgages	May 2026 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`774-00003`

Property Details

APN / Parcel Number

Primary APN	`774-00003`
Alternative APN	`CHIC M:0774 P:00003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	774-00003
Street Address	94 NEW LUDLOW RD
City	CHICOPEE
State	MA
Zip	01020-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3003
Census Tract	811301

Owner

94 New Ludlow Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2017	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Mar 20, 2009 · Amount on File
Deed Document Number	201722581
Deed Book / Page	21655 / 282
Transfer Doc	021655-282
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 8, 2026
Property Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002
Document Number	026324-476
Book / Page	26324 / 476
Instrument Date	Apr 27, 2026
Instrument	202620510
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23467-305
Date	Oct 9, 2020
Book Page	23467/305
Instrument	58322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23049-224
Date	Jan 17, 2020
Book Page	23049/224
Instrument	2816

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 26, 2017
Property Address	94 NEW LUDLOW RD, CHICOPEE, MA 01020-4002
Document Number	21655-282
Book / Page	21655 / 282
Instrument	22581
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216550285
Date	Apr 26, 2017
Instrument	21655/0285

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 94 New Ludlow Rd was $5,115, up 8.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,115.00 (+8.46%)	$335,600 (+7.88%) Land $145,100 Building $190,500	$332,156 (-15.99%)
2025	$4,716.00 (+5.31%)	$311,100 (+2.54%) Land $131,300 Building $179,800	$395,390
2024	$4,478.00 (+4.63%)	$303,400 (+7.4%) Land $128,900 Building $174,500
2023	$4,280.00	$282,500 Land $117,400 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 New Ludlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 New Ludlow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
South Hadley Electric Light Department Fiber	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: Crossroads Fiber, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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