94 N Main Cross St, Leipsic, OH 45856 Property Records

Putnam County property record for 94 N Main Cross St, Leipsic, OH 45856

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1960
Lot Size	0.15 acres (6,563 sqft)
Owner	Trust Name on File
Last Sale	$35,200 (Oct 2015)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-092040.0000`

Property Details

APN / Parcel Number

Primary APN	`61-092040.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,068 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,563 sqft (0.15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	94 N MAIN CROSS ST
City	LEIPSIC
State	OH
Zip	45856-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00829 VAL INCL 61-0920.50
Legal Subdivision	VILLAGE OF LEIPSIC
Legal Lot Number	829
Jurisdiction	PUTNAM OH
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2045
Census Tract	30100

Owner

94 N Main Cross St is owner-occupied and held in a trust since June 2024.

Source: Putnam County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	94 N MAIN CROSS ST, LEIPSIC, OH 45856-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2005	Deed of Trust, Mortgage · ARM FIRST FRANKLIN FINANCIAL CORP
Aug 31, 2021	Warranty Deed, Transfer
Apr 14, 2015	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on File
Deed Sale	Oct 7, 2015 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	20153946
Deed Book / Page	673 / 1038
Last Transfer Date	Jun 3, 2024
Transfer Doc	000766/836
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	94 N MAIN CROSS ST, LEIPSIC, OH 45856-1441
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	TRUE TITLE AGENCY INC, TRUS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00553/1694
Date	Feb 23, 2005
Book Page	553/1694
Instrument	200500000919

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2035
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Mar 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.62%
Max Rate At Change	11.6%
Index	6-Month LIBOR
Max Rate	14.6%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 31, 2021
Property Address	94 N MAIN CROSS ST, LEIPSIC, OH 45856-1441
Document Number	738/23
Book / Page	738 / 23
Instrument Date	Aug 25, 2021
Instrument	202100004673
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	94 N MAIN CROSS ST, KALIDA, OH 45853

April 2015: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 14, 2015
Property Address	94 N MAIN CROSS ST, LEIPSIC, OH 45856-1441
Document Number	00668/1850
Book / Page	668 / 1850
Instrument Date	Apr 9, 2015
Instrument	201500001286
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$186.80
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LIBERTY ST, NEW YORK, NY 10007-1062
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 94 N Main Cross St was $1,214.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Van Buren Township
Municipality	Leipsic Village
Unified School District	Leipsic Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00	$38,870 Land $5,990 Building $32,880	$111,050 Land $17,110 Building $93,940
2023	$1,314.00 (+4.2%) Additional exemption filed	$30,460 (-) Land $4,660 Building $25,800	$111,050 Land $17,110 Building $93,940
2022	$1,261.00	$30,460 Land $4,660 Building $25,800
2020			$87,020 Land $13,310 Building $73,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 N Main Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 N Main Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEIPSIC VILLAGE serves 2,348 people · EPA ID OH6900612
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, TSC.

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