94 Montgomery St, Warwick, RI 02886 Property Records

Warwick City property record for 94 Montgomery St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1962
Lot Size	0.248 acres (10,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2025)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Sep 2024 Refinance Feb 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25702050000`

Property Details

APN / Parcel Number

Primary APN	`25702050000`
Alternative APNs	`WARW M:257 B:0205 L:0000` `131921` `150330`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,080 sqft
Basement Area	1,050 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,790 sqft (0.248 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	150330
Street Address	94 MONTGOMERY ST
City	WARWICK
State	RI
Zip	02886-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	205
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3039
Census Tract	22100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Feb 5, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Sep 16, 2010
Deed Document Number	20251352
Deed Book / Page	10630 / 234
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010561-331
Date	Sep 26, 2024
Book Page	10561/331
Instrument	9974

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Feb 5, 2025
Property Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Document Number	010630-234
Book / Page	10630 / 234
Instrument Date	Feb 5, 2025
Instrument	1352
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857

Mortgage

Document Number	0000001353
Date	Feb 5, 2025
Instrument	1353

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 10, 2021
Property Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Document Number	0010003-79
Book / Page	10003 / 79
Instrument Date	Oct 30, 2021
Instrument	22536
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 13, 2021
Property Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Document Number	9950-72
Book / Page	9950 / 72
Instrument Date	Sep 8, 2021
Instrument	18498
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 13, 2021
Property Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857
Document Number	0009950-72
Book / Page	9950 / 72
Instrument Date	Sep 8, 2021
Instrument	18498
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MONTGOMERY ST, WARWICK, RI 02886-2857

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (+2.68%)	$350,400 (+14.73%) Land $116,500 Building $233,900
2024			$348,365
2023	$4,334.00 (+0.79%)	$305,400 (+33.01%) Land $101,300 Building $204,100
2022	$4,300.00	$229,600 Land $68,400 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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