94 Memory Ln, Henderson, NC 27537 Property Records

Vance County property record for 94 Memory Ln, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,799 sqft · built 2001
Lot Size	2 acres (87,164 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Aug 2023)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0375 02015`

Property Details

APN / Parcel Number

Primary APN	`0375 02015`
Alternative APNs	`1023411` `1037066`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,799 sqft Finished Area

Exterior

Year Built	Built 2001
Lot Area	87,164 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1037066
Street Address	94 MEMORY LN
City	HENDERSON
State	NC
Zip	27537-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94 MEMORY LN LOT 2 2.001
Legal Block	02
Legal Lot Number	2
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	2
Census Block	2010
Census Tract	960200

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	94 MEMORY LN, HENDERSON, NC 27537-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · FHA Mortgage CITY FIRST MORTGAGE SERVICES LLC
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 30, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	0014360787
Deed Book / Page	1436 / 0787
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Aug 23, 2023
Property Address	94 MEMORY LN, HENDERSON, NC 27537-9788
Document Number	001436/787
Book / Page	1436 / 787
Map Reference	MB W PG 242
Instrument Date	Aug 23, 2023
Instrument	3020
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1193 MUIRFIELD DR, CREEDMOOR, NC 27522-7252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MEMORY LN, HENDERSON, NC 27537-9788

Mortgage

Document Number	0000003021
Date	Aug 23, 2023
Instrument	3021

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	94 MEMORY LN, HENDERSON, NC 27537-9788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1386/1052
Date	Jan 12, 2021
Book Page	1386/1052
Instrument	140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	94 MEMORY LN, HENDERSON, NC 27537-9788
Transaction Type	Mortgage
Record Updated	Feb 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1369/0707
Date	Jan 10, 2020
Book Page	1369/0707
Instrument	00086

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jan 30, 2017
Property Address	94 MEMORY LN, HENDERSON, NC 27537-9788
Document Number	1321/0310
Book / Page	1321 / 0310
Map Reference	MB W PG 242
Instrument Date	Jan 30, 2017
Instrument	00344
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2132 TRAYNHAM GROVE RD, 2132, ALTON, VA 24520-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MEMORY LN, HENDERSON, NC 27537-9788

Mortgage

Document Number	00345
Date	Jan 30, 2017
Instrument	00345

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+72.22%)	$290,712 (+115.53%) Land $14,252 Building $276,460	$290,712 (+115.53%) Land $14,252 Building $276,460
2023	$1,440.00	$134,884 Land $12,185 Building $122,699	$134,884 Land $12,185 Building $122,699

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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