94 Main St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 94 Main St, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,629 sqft · built 1910
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Dec 2020)
Tax Bill$11,858 (2026)
Deeds & MortgagesDec 2020 Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
APN407403 64.059-10-34

Property Details

APN / Parcel Number

Primary APN407403 64.059-10-34
Alternative APN
  • 740306405900100340000000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area3,629 sqft Living Area
1st Floor Area1,597 sqft
2nd Floor Area1,597 sqft
AtticAttic
Attic Area408 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialWood
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions334 ft deep x 60 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number407403 64.059-10-34
Street Address94 MAIN ST
CityPOTSDAM
StateNY
Zip13676-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block10
Legal Lot Number34.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group3
Census Block3003
Census Tract490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address94 MAIN ST, POTSDAM, NY 13676-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional with PMI
NORTH CNTRY SVGS BK
Dec 1, 2020Warranty Deed, Transfer · Conventional Mortgage
NORTH CNTRY SVGS BK
Aug 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2020 · Amount on Record
Deed SaleDec 1, 2020 · Amount on Record
Prior SaleJun 30, 2014 · Amount on Record
Deed Document Number202013122
Prior Transfer DateMar 5, 2010
Prior Transfer Doc2010003294
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address94 MAIN ST, POTSDAM, NY 13676-2010
Document Number0000013123
Instrument DateDec 1, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 MAIN ST POTSDAM NY 136762010, POTSDAM, NY 13676-2010

Mortgage

Document Number0000013123
DateDec 1, 2020
Instrument13123
Lender
NameNORTH CNTRY SVGS BK
TypeFederal Savings Bank
AddressCANTON, NY 13617
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 30, 2050
Interest
Rate TypeAdjustable Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateDec 1, 2020
Property Address94 MAIN ST, POTSDAM, NY 13676-2010
Document Number0000013122
Instrument DateNov 9, 2020
Instrument13122
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,662.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 S MAIN ST NORWOOD NY 136681412, NORWOOD, NY 13668-1412

Mortgage

Document Number13123
DateDec 1, 2020
Instrument13123
Lender
NameNORTH CNTRY SVGS BK
TypeFederal Savings Bank
AddressCANTON, NY 13617
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateAug 18, 2020
Property Address94 MAIN ST, POTSDAM, NY 13676-2010
Document Number0000008341
Instrument DateAug 7, 2020
Instrument8341
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$788.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 KELLY AVE VERONA NY 134783604, VERONA, NY 13478-3604

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
MunicipalityPotsdam Village
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,858.00 (-5.5%)
2025$12,548.00 (+1.29%)$290,000 (+38.1%) Land $30,600 Building $259,400$290,000 (-4.71%) Land $30,600 Building $259,400
2024$12,388.00$210,000 (-) Land $10,300 Building $199,700$304,348 (+7.25%) Land $14,928 Building $289,420
2023$210,000 Land $10,300 Building $199,700$283,784 Land $13,919 Building $269,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTSDAM VILLAGE
serves 8,312 people · EPA ID NY4404397
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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