94 Main St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 94 Main St, Bradley, ME 04411

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,630 sqft
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`BRAY M:015 L:029`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:015 L:029`
Alternative APN	`350`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,630 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	350
Street Address	94 MAIN ST
City	BRADLEY
State	ME
Zip	04411
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Lot Number	29
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1015
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 78, BRADLEY, ME 04411-0078
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION
Nov 21, 2019	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	94 MAIN ST, BRADLEY, ME 04411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158020340
Date	Nov 25, 2020
Book Page	15802/340
Instrument	39557

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	94 MAIN ST, BRADLEY, ME 04411
Document Number	0154330016
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MAIN ST BRADLEY ME 04411, BRADLEY, ME 04411

Mortgage

Document Number	0154330016
Date	Feb 6, 2020
Book Page	015433/000016
Instrument	3395

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2025

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,513.00 (+6.81%)	$299,000 (-) Land $39,400 Building $259,600
2024	$3,289.00 (+13.18%)	$299,000 (+69.79%) Land $39,400 Building $259,600
2023	$2,906.00 (+6.45%)	$176,100 (-) Land $28,800 Building $147,300
2022	$2,730.00	$176,100 Land $28,800 Building $147,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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