St. Johns County property record for 94 Lucerne Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,241 sqft · built 2020 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Sep 2024) |
| Tax Bill | $12,299 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023723-0240 |
| Primary APN | 023723-0240 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,241 sqft Living Area |
| Gross Area | 4,208 sqft |
| 1st Floor Area | 2,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Patio Area | 1,923 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 94 LUCERNE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100/1-11 BEACON LAKE PHASE 2A LOT 24 OR6022/398 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | BEACON LAKE PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 24, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 202473714 |
| Deed Book / Page | 6022 / 398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Document Number | 0057920047 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 5792/47 |
| Instrument | 2023054899 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Document Number | 0054611977 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 5461/1977 |
| Instrument | 2022001281 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 94 LUCERNE CT, SAINT AUGUSTINE, FL 32095-7553 |
| Document Number | 0050231312 |
| Book / Page | 5023 / 1312 |
| Map Reference | MB 100 PG 1-11 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020070925 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,495.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 94 LUCERNE CT, ST AUGUSTINE, FL 32095-7553 |
| Document Number | 0050231314 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 5023/1314 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,052 (-4.6%) Land $120,000 Building $517,052 | $637,052 (-4.6%) Land $120,000 Building $517,052 | |
| 2025 | $12,299.00 (+38.63%) Homeowner's exemption | $667,741 (+61.97%) | $667,741 (+22.82%) Land $120,000 Building $547,741 |
| 2024 | $8,872.00 (+7.49%) | ||
| 2023 | $8,254.00 (+3.1%) Homeowner's exemption | $412,274 (+3%) | $543,690 (+12.3%) Land $120,000 Building $423,690 |
| 2022 | $8,006.00 Homeowner's exemption | $400,266 | $484,155 Land $95,200 Building $388,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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