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94 Lake Wood Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 94 Lake Wood Rd, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 672 sqft · built 2021
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$15,000 (Nov 2020)
Tax Bill$923 (2025)
Deeds & MortgagesNov 2020 Sale & Construction Loan
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN455300412968000

Property Details

APN / Parcel Number

Primary APN455300412968000
Alternative APN
  • 53366

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area672 sqft Heated Area
Gross Area928 sqft
1st Floor Area672 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions196 ft deep x 278 ft wide
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number53366
Street Address94 LAKE WOOD RD
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 LAKEWOOD COVE PH 1 1637/891 1640/891
Legal SubdivisionLAKEWOOD COVE
Legal Phase1
Legal Lot Number3
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group1
Census Block1044
Census Tract930603

Owner

94 Lake Wood Rd is owned by two individuals who bought it in November 2020.

Source: Cherokee County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address387 TWIN LAKES DR, GRAY, GA 31032-5033
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Construction Loan · Construction Mortgage
UNITED COMMUNITY BANK
Mar 3, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2020 · Amount on File
Deed SaleNov 25, 2020 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number20207296
Deed Book / Page1665 / 1343
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 25, 2020
Property Address94 LAKE WOOD RD, MURPHY, NC 28906-2507
Document Number01665/1343
Book / Page1665 / 1343
Map ReferenceMB 886 PG 98
Instrument DateOct 20, 2020
Instrument7296
Transaction TypeConstruction Loan
Record UpdatedOct 6, 2022

Transaction

AmountAmount on Record
Tax$30.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 SAWYERS CV, 12, MURPHY, NC 28906-0320

Transferred To (Grantee/Buyer)

NameVerified Name
Address387 TWIN LAKES DR, GRAY, GA 31032-5033

Mortgage

Document Number0016651346
DateNov 25, 2020
Instrument1665/1346
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 3, 2020
Property Address94 LAKE WOOD RD, MURPHY, NC 28906-2507
Document Number001637/891
Book / Page1637 / 891
Map ReferenceMB 886 PG 98
Instrument DateFeb 26, 2020
Instrument1058
Transaction TypeTransfer
Record UpdatedOct 6, 2022

Transaction

AmountAmount on Record
Tax$25.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 LIBERTY LN, 700, MURPHY, NC 28906-1892

Transferred To (Grantee/Buyer)

NameVerified Name
Address1832 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3814

Tax Assessment & Valuation

The 2025 property tax bill for 94 Lake Wood Rd was $923.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$923.00$119,000$119,000 Land $15,000 Building $104,000
2023$119,000$119,000 Land $15,000 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Lake Wood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Lake Wood Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
RiverStreet Networks
Fixed Wireless		25 / 3

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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