94 Ingram Dr, Troy, MI 48098 Property Records

Oakland County property record for 94 Ingram Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,737 sqft · built 2000
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Sep 2018)
Tax Bill$9,040 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-04-228-004

Property Details

APN / Parcel Number

Primary APN88-20-04-228-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms17 Rooms
Stories2 Stories
Building Area3,737 sqft Living Area
1st Floor Area1,917 sqft
Basement Area1,917 sqft
Unfinished Basement1,917 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions200 ft deep x 90 ft wide
Garage Area708 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address94 INGRAM DR
CityTROY
StateMI
Zip48098-1596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 4 ELGIN CORNERS LOT 4 10-16-98 FR 226-014 & 015
Legal Range11E
Legal Township2N
Legal Section4
Legal SubdivisionELGIN CORNERS
Legal Lot Number4,10
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract196300

Owner

Source: Oakland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address94 INGRAM DR, TROY, MI 48098-1596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Prior SaleJan 16, 2001 · Amount on Record
Deed Document Number2018146777
Deed Book / Page52156 / 348
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address94 INGRAM DR, TROY, MI 48098-1596
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079297
DateApr 20, 2020
Book Page54102/238
Instrument79297
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 6, 2018
Property Address94 INGRAM DR, TROY, MI 48098-1596
Document Number0000146777
Book / Page52156 / 00348
Map ReferenceLB 263 PG 9-12
Instrument DateAug 24, 2018
Instrument146777
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,601.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address94 INGRAM DR, 94, TROY, MI 48098-1596

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 INGRAM DR, TROY, MI 48098-1596

Mortgage

Document Number0000146802
DateSep 6, 2018
Instrument146802
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,040.00 (-6.3%)
2023$556,820
2022$9,648.00$278,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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