94 Hunt Valley Loop, Elkton, MD 21921 Property Records

Cecil County property record for 94 Hunt Valley Loop, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,574 sqft · built 1995
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,900 (Sep 2025)
Tax Bill	$5,707 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-037243`

Property Details

APN / Parcel Number

Primary APN	`04-037243`
Alternative APNs	`4037243` `037243`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Total Area
Basement Area	811 sqft
Finished Basement	811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Mixed
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037243
Street Address	94 HUNT VALLEY LOOP
City	ELKTON
State	MD
Zip	21921-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 60 - 3.234 ACRES 94 HUNT VALLEY LOOP FOXCATCHER AT FAIRHILL
Legal Subdivision	FOX CATCHER
Legal Lot Number	60
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2003
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · VA Mortgage NAVY FCU
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WASHINGTON MORTGAGE
Jan 7, 2020	Grant Deed, Transfer · Conventional with PMI SPROUT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Book / Page	5673 / 1
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 18, 2025
Property Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940
Document Number	0056730001
Book / Page	5673 / 1
Map Reference	MB 251 FO 401
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940

Mortgage

Document Number	0000056739
Date	Sep 18, 2025
Instrument	5673/9

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042870166
Date	Aug 21, 2018
Book Page	4287/166

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	KEY TILTE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047370247
Date	Dec 1, 2020
Book Page	4737/247

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company
Address	2007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jan 7, 2020
Property Address	94 HUNT VALLEY LOOP, ELKTON, MD 21921-1940
Document Number	0045300105
Book / Page	004530 / 000105
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94 HUNT VALLEY LOOP ELKTON MD 219211940, ELKTON, MD 21921-1940

Mortgage

Document Number	45300112
Date	Jan 7, 2020
Book Page	004530/000112

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.88%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,707.00 (+10.49%) Homeowner's exemption	$520,767 (+10.87%)	$622,900 (+32.62%) Land $152,300 Building $470,600
2025	$5,165.00 (+25.33%) Homeowner's exemption	$469,700 (+8.52%) Land $115,100 Building $354,600	$469,700 (-) Land $115,100 Building $354,600
2023	$4,121.00 Homeowner's exemption	$432,833	$469,700 Land $115,100 Building $354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Talkie Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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