94 Hudson Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 94 Hudson Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,606 sqft · built 1994
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2026)
Tax Bill	$13,792 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10 0053-4`

Property Details

APN / Parcel Number

Primary APN	`R-10 0053-4`
Alternative APNs	`STOW M:000R-10 P:053-4` `M:000R=10 P:053 =4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	4,765 sqft
1st Floor Area	803 sqft
Attic	Attic
Attic Area	876 sqft
Basement Area	803 sqft
Unfinished Basement	803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-10 0053-4
Street Address	94 HUDSON RD
City	STOW
State	MA
Zip	01775-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2007
Census Tract	323101

Owner

94 Hudson Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 HUDSON RD, STOW, MA 01775-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage IC FCU
Jun 10, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RFLF 4 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Jun 10, 2025 · Amount on File
Deed Document Number	202631432
Deed Book / Page	85372 / 340
Prior Transfer Date	Jun 9, 2025
Prior Transfer Doc	084205-559
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Mar 23, 2026
Property Address	94 HUDSON RD, STOW, MA 01775-1245
Document Number	085372-340
Book / Page	85372 / 340
Instrument Date	Mar 19, 2026
Instrument	31432
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94 HUDSON RD, STOW, MA 01775-1245

Mortgage

Document Number	0000031433
Date	Mar 23, 2026
Instrument	31433

Lender

Name	IC FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 10, 2025
Property Address	94 HUDSON RD, STOW, MA 01775-1245
Document Number	084205-559
Book / Page	84205 / 559
Instrument Date	Jun 9, 2025
Instrument	64957
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 WILLOW ST, ACTON, MA 01720-2728
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064958
Date	Jun 10, 2025
Instrument	64958

Lender

Name	RFLF 4 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 94 Hudson Rd was $13,792, up 7.6% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,792.00 (+7.63%)	$771,800 (+4.92%) Land $386,800 Building $385,000	$804,974 (+11.51%)
2025	$12,814.00 (+11.06%)	$735,600 (+8.19%) Land $368,300 Building $367,300	$721,905
2024	$11,538.00 (+3.41%)	$679,900 (+10.48%) Land $337,500 Building $342,400
2023	$11,157.00	$615,400 Land $306,800 Building $308,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Hudson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Hudson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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