94 Heights Overlook, Cherry Log, GA 30522 Property Records

Fannin County property record for 94 Heights Overlook, Cherry Log, GA 30522

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,814 sqft · built 2014
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0065 0091D`

Property Details

APN / Parcel Number

Primary APN	`0065 0091D`
Alternative APN	`29720`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,814 sqft Heated Area
1st Floor Area	1,907 sqft
Basement Area	1,907 sqft
Finished Basement	1,907 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling
Garage Area	952 sqft
Porch	Open Porch
Porch Area	744 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29720
Street Address	94 HEIGHTS OVERLOOK
City	CHERRY LOG
State	GA
Zip	30522-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	9-2 LL306 LT4 DB1224-189 1.12 AC
Legal Subdivision	THE HEIGHTS
Legal Lot Number	4
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2016
Census Tract	50400

Owner

94 Heights Overlook is owned and occupied by two individuals who acquired it in October 2017.

Source: Fannin County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 HEIGHTS OVERLOOK, CHERRY LOG, GA 30522-2050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage BARRINGTON BANK AND TRUST
Sep 19, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Deed Document Number	0000012308
Deed Book / Page	1224 / 189
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	2017-002173
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	94 HEIGHTS OVERLOOK, CHERRY LOG, GA 30522-2050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 HEIGHTS OVERLOOK, CHERRY LOG, GA 30522-2050

Mortgage

Document Number	0000001379/0000000303
Date	Oct 20, 2020
Book Page	0000001379/0000000303
Instrument	002529060017

Lender

Name	BARRINGTON BANK AND TRUST

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 19, 2017
Property Address	94 HEIGHTS OVERLOOK, CHERRY LOG, GA 30522-2050
Document Number	001224/189
Book / Page	1224 / 189
Instrument Date	Sep 19, 2017
Instrument	2017-002173
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 HEIGHTS OVERLOOK, CHERRY LOG, GA 30522-2050

Mortgage

Document Number	1224/191
Date	Sep 20, 2017
Book Page	1224/191
Instrument	2214520025

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 94 Heights Overlook was $2,466 with a homeowner's exemption.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 Homeowner's exemption	$296,424 Land $68,000 Building $228,424	$741,059 Land $170,000 Building $571,059
2023		$363,079 Land $68,000 Building $295,079	$907,697 Land $170,000 Building $737,697
2022	$4,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Heights Overlook in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Heights Overlook is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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