94 Giddings Rd, Peru, NY 12972 Property Records

Essex County and Chesterfield Town property record for 94 Giddings Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Jun 2023)
Tax Bill	$6,670 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Refinance
APN	`152000 1.4-1-4.230`

Property Details

APN / Parcel Number

Primary APN	`152000 1.4-1-4.230`
Alternative APNs	`15208900100400010042300000` `575Z014021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	575Z014021
Street Address	94 GIDDINGS RD
City	PERU
State	NY
Zip	12972-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	4.230
Jurisdiction	ESSEX NY
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2015
Census Tract	960100

Owner

Source: Essex County and Chesterfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 GIDDINGS RD, PERU, NY 12972-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage MARTHA C PEDULLA
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	2023331735
Record Updated	Oct 29, 2026

June 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 9, 2023
Property Address	94 GIDDINGS RD, PERU, NY 12972-4314
Document Number	2023000331735
Instrument Date	Jun 7, 2023
Instrument	20230-00331735
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 GIDDINGS RD, PERU, NY 12972-4314

Mortgage

Document Number	23000331736
Date	Jun 9, 2023
Instrument	230-00331736

Lender

Name	MARTHA C PEDULLA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	94 GIDDINGS RD, PERU, NY 12972-4314
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020194072
Date	Oct 28, 2019
Instrument	2019-4072

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Chesterfield Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,670.00 (-0.48%)
2025	$6,702.00 (+59.34%)	$336,700 (+19.35%) Land $33,700 Building $303,000	$336,700 (+19.35%) Land $33,700 Building $303,000
2023		$282,100 (-) Land $27,500 Building $254,600	$282,100 (-) Land $27,500 Building $254,600
2022	$4,206.00 (+671.74%)	$282,100 Land $27,500 Building $254,600	$282,100 Land $27,500 Building $254,600
2020	$545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
VTel Wireless Fixed Wireless	10 / 1

May also be available: Frontier, Spectrum.

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