Kent County property record for 94 Garnet Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,990 (Jan 2024) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2022 Construction Loan + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-03-046.02-05-08.00-000 |
| Primary APN | 4-03-046.02-05-08.00-000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,680 sqft Total Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 0.2 ft wide |
| View / Lot | Freeway Proximity |
| Account Number | 85793 |
|---|---|
| Street Address | 94 GARNET DR |
| City | DOVER |
| State | DE |
| Zip | 19904-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | STONINGTON SUBD LOT 256 94 GARNET DR |
| Legal Subdivision | STONINGTON |
| Legal Lot Number | 256 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 41803 |
Source: Kent County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage NVR MORTGAGE FINANCE INC |
| Nov 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage ARTISANS BANK |
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2025 | Deed of Trust, Mortgage · VA Mortgage WEST CAPITAL LENDING INC |
| Jan 30, 2024 | Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Apr 6, 2023 | Deed, Transfer |
| Oct 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage APPLIED BK |
| Sep 14, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2023 · Amount on Record |
| Deed Document Number | 2024487914 |
| Deed Book / Page | 12846 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440158 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 11653/213 |
| Instrument | 2021-440158 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000465054 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 12270/16 |
| Instrument | 2022-465054 |
| Name | ARTISANS BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Document Number | 0000525533 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 13901/276 |
| Instrument | 2025-525533 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Document Number | 0000527416 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 13956/67 |
| Instrument | 2025-527416 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 30, 2024 |
| Property Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Document Number | 0000487914 |
| Book / Page | 12846 / 1 |
| Map Reference | MB 140 PG 85-96 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024-487914 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,399.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 94 GARNET DR, DOVER, DE 19904-3657 |
| Document Number | 0000487915 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024-487915 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 6, 2023 |
| Property Address | GARNET DR, DOVER, DE 19904 |
| Document Number | 0000471869 |
| Book / Page | 12438 / 298 |
| Map Reference | MB 126 PG 26 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-471869 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2500 WRANGLE HILL RD STE 210, 210, BEAR, DE 19701-3838 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 7, 2020 |
| Property Address | GARNET DR, DOVER, DE 19904 |
| Document Number | 0000397011 |
| Book / Page | 010479 / 000058 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 397011 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #0D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Number | 0000397011 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 010479/000058 |
| Instrument | 397011 |
| Name | APPLIED BK |
|---|---|
| Type | Bank |
| Address | 2200 CONCORD PIKE # 102, WILMINGTON, DE 19803-2909 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 6, 2023 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 14, 2020 |
| Property Address | GARNET DR, DOVER, DE 19904 |
| Document Number | 0000394747 |
| Book / Page | 010422 / 000001 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 394747 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 28, 2017 |
| Property Address | GARNET DR, DOVER, DE 19904 |
| Document Number | 0000332820 |
| Book / Page | 008943 / 000157 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 332820 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
Source: Kent County assessment roll, as of September 8, 2025
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,828.00 (+36,46%) | $308,300 (+154,05%) Land $63,800 Building $244,500 |
| 2023 | $5.00 | $200 Land $200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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