94 Fernway Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 94 Fernway Dr, Alligator Point, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2024)
Tax Bill	$195 (2025)
Deeds & Mortgages	Mar 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`28-06S-01W-1051-0011-2190`

Property Details

APN / Parcel Number

Primary APN	`28-06S-01W-1051-0011-2190`

Exterior

Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Street Address	94 FERNWAY DR
City	ALLIGATOR POINT
State	FL
Zip	32346-5182
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SOUTHERN DUNES UNIT 1 BLOCK 11 LOT 219 760/460 789/32 879/8 1386/714
Legal Range	01W
Legal Township	06S
Legal Section	28
Legal Subdivision	SOUTHERN DUNES
Legal Block	11
Legal Lot Number	219
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2011
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2584 KATHERINE CIR, GAINESVILLE, GA 30506-1844
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	202419001193
Deed Book / Page	1386 / 714
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 11, 2024
Property Address	94 FERNWAY DR, ALLIGATOR POINT, FL 32346-5182
Document Number	0019001193
Book / Page	1386 / 714
Map Reference	MB 2 PG 22A
Instrument Date	Feb 27, 2024
Instrument	202419001193
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 MULBERRY CT, PEACHTREE CITY, GA 30269-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 KATHERINE CIR, GAINESVILLE, GA 30506-1844

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00 (+24.2%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2024	$157.00 (+23.62%)	$20,000 (+53.85%) Land $20,000	$20,000 (+53.85%) Land $20,000
2023	$127.00 (+2.42%)	$13,000 (-) Land $13,000	$13,000 (-) Land $13,000
2022	$124.00	$13,000 Land $13,000	$13,000 Land $13,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20