94 Ephraim Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 94 Ephraim Dr, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,501 sqft · built 2001
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2023)
Tax Bill	$1,354 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`307A157`

Property Details

APN / Parcel Number

Primary APN	`307A157`
Alternative APN	`6149116`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Logs
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	24 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	94 EPHRAIM DR
City	SALISBURY
State	NC
Zip	28144-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L35 BETHAVEN
Legal Subdivision	BETHAVEN
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	51302

Owner

94 Ephraim Dr is owned and occupied by an individual who bought it in August 2023.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	94 EPHRAIM DR, SALISBURY, NC 28144-1541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 8, 2020	Grant Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK
Jan 3, 2020	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Book / Page	1427 / 498
Prior Transfer Date	Apr 5, 2014
Prior Transfer Doc	0012450340
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 2, 2023
Property Address	94 EPHRAIM DR, SALISBURY, NC 28144-1541
Document Number	0014270498
Book / Page	1427 / 498
Map Reference	MB 9995 PG 1280
Instrument Date	Jul 20, 2023
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 PALMETTO ST, SPARTANBURG, SC 29302-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EPHRAIM DR, SALISBURY, NC 28144-1541

Mortgage

Document Number	0001427499
Date	Aug 2, 2023
Instrument	1427/499

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0014270500
Date	Aug 2, 2023
Book Page	1427/500

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

May 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	May 8, 2020
Property Address	94 EPHRAIM DR, SALISBURY, NC 28144-1541
Document Number	0013480064
Book / Page	001348 / 000064
Instrument Date	May 6, 2020
Transaction Type	Construction Loan
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E 43RD ST CHARLOTTE NC 28205, CHARLOTTE, NC 28205

Mortgage

Document Number	13480065
Date	May 8, 2020
Book Page	001348/000065

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 3, 2020
Property Address	94 EPHRAIM DR, SALISBURY, NC 28144-1541
Document Number	0013410069
Book / Page	001341 / 000069
Instrument Date	Dec 11, 2019
Transaction Type	Foreclosure
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$188.05
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

Tax Assessment & Valuation

The 2026 property tax bill for 94 Ephraim Dr was $1,354.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00	$203,628 (-) Land $28,000 Building $175,628	$203,628 Land $28,000 Building $175,628
2025	$1,354.00	$203,628 Land $28,000 Building $175,628
2023	$1,307.00 (+20.35%)	$196,676 (+34.44%) Land $28,000 Building $168,676	$203,628 (+39.2%) Land $28,000 Building $175,628
2022	$1,086.00	$146,289 Land $18,000 Building $128,289	$146,289 Land $18,000 Building $128,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Ephraim Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Ephraim Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHAVEN WATER SYSTEM private · serves 66 people · EPA ID NC0180186
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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