94 Emerson Dr, Buffalo, NY 14226 Property Records

Erie County and Amherst Town property record for 94 Emerson Dr, Buffalo, NY 14226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1953
Lot Size	0.194 acres (8,418 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Nov 2013)
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142289 67.56-4-2`

Property Details

APN / Parcel Number

Primary APN	`142289 67.56-4-2`
Alternative APN	`22890675600004002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,418 sqft (0.194 acres)
Lot Dimensions	138 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	94 EMERSON DR
City	BUFFALO
State	NY
Zip	14226-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1299 S 114 115
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1013
Census Tract	9301

Owner

94 Emerson Dr is owned and occupied by an individual who bought it in November 2013.

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	94 EMERSON DR, BUFFALO, NY 14226-2122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 28, 2020	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Aug 11, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on File
Deed Sale	Nov 8, 2013 · Amount on File
Prior Sale	May 21, 2009 · Amount on File
Deed Document Number	2013258183
Deed Book / Page	11256 / 101
Prior Transfer Date	Oct 16, 2009
Prior Transfer Doc	0111713804
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	94 EMERSON DR, AMHERST, NY 14226-2122
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EMERSON DR, AMHERST, NY 14226-2122

Mortgage

Document Number	0113725884
Date	Jan 11, 2021
Book Page	11372/5884
Instrument	2021005291

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	94 EMERSON DR, AMHERST, NY 14226-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EMERSON DR, AMHERST, NY 14226-2122

Mortgage

Document Number	0139601583
Date	Oct 14, 2020
Book Page	13960/1583
Instrument	2020174009

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	94 EMERSON DR, AMHERST, NY 14226-2122
Document Number	0113676872
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EMERSON DR AMHERST NY 142262122, AMHERST, NY 14226-2122

Mortgage

Document Number	0113676872
Date	Oct 14, 2020
Book Page	011367/006872

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	94 EMERSON DR, AMHERST, NY 14226-2122
Document Number	0138690107
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EMERSON DR AMHERST NY 142262122, AMHERST, NY 14226-2122

Mortgage

Document Number	0138690107
Date	Sep 5, 2018
Book Page	013869/000107

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 94 Emerson Dr was $3,578, up 89.3% from the year before.

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Sweet Home Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (+89.31%)
2025	$1,890.00 (-56.23%)	$171,000 (-) Land $48,000 Building $123,000	$172,700 (+0.99%) Land $48,477 Building $124,223
2024	$4,318.00 Homeowner's exemption	$171,000 (+74.49%) Land $48,000 Building $123,000	$171,000 (+8.18%) Land $48,000 Building $123,000
2023		$98,000 Land $20,800 Building $77,200	$158,065 Land $33,548 Building $124,517
2019	$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Emerson Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1988)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 94 Emerson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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