Cook County property record for 94 Cummings Rd, Lutsen, MN 55612
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,394 sqft · built 1977 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,526 (2026) |
| APN | 27-126-3431 |
| Primary APN | 27-126-3431 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,394 sqft Gross Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| Lot Width | 212 ft Width |
| View / Lot | Waterfront / Beach |
| Garage Type | Tuck-Under |
| Garage Area | 720 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 94 sqft |
| Deck Area | 128 sqft |
| Patio Area | 1 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Electric |
|---|
| Account Number | 2675 |
|---|---|
| Street Address | 94 CUMMINGS RD |
| City | LUTSEN |
| State | MN |
| Zip | 55612 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PART GOVT LOT 3 DOC 66964 BK 99 PG 606 |
| Legal Range | 03W |
| Legal Township | 60 |
| Legal Section | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | COOK MN |
| Township / Civil Division | LUTSEN |
| Census Block Group | 1 |
| Census Block | 1139 |
| Census Tract | 480102 |
Source: Cook County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 317, LUTSEN, MN 55612-0317 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2020 |
| Record Updated | Sep 20, 2026 |
Source: Cook County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cook County |
| County Subdivision | Lutsen Township |
| Unified School District | Cook County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,526.00 | ||
| 2025 | $6,526.00 (+34.22%) | $820,000 (+29.81%) Land $485,800 Building $334,200 | $820,000 (+29.81%) Land $485,800 Building $334,200 |
| 2022 | $4,862.00 | $631,700 Land $373,800 Building $257,900 | $631,700 Land $373,800 Building $257,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arrowhead Electric Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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