94 Cross Creek Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 94 Cross Creek Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,152 sqft · built 2017
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,500 (May 2015)
Tax Bill	$6,577 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0029C007000`

Property Details

APN / Parcel Number

Primary APN	`0029C007000`
Alternative APNs	`0029C007` `15626`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,152 sqft Heated Area
1st Floor Area	3,138 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	132,422 sqft (3.04 acres)
Garage Area	24 sqft
Pool Area	642 sqft
Porch	Open Porch
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15626
Old Parcel Number	0029C007000
Street Address	94 CROSS CREEK DR
City	RINGGOLD
State	GA
Zip	30736-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 7 CROSS CREEK ESTATES
Legal Subdivision	CROSS CREEK ESTATES
Legal Lot Number	7
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1030
Census Tract	30403

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 CROSS CREEK DR, RINGGOLD, GA 30736-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2015 · Amount on Record
Deed Sale	May 15, 2015 · Amount on Record
Deed Document Number	0001772418
Deed Book / Page	1772 / 418
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	94 CROSS CREEK DR, RINGGOLD, GA 30736-1954
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CROSS CREEK DR, RINGGOLD, GA 30736-1954

Mortgage

Document Number	0022340000000436
Date	Jul 26, 2022
Book Page	0000002234/0000000436
Instrument	006265

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	94 CROSS CREEK DR, RINGGOLD, GA 30736-1954
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018840648
Date	Jun 20, 2017
Book Page	1884/648
Instrument	004371

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	94 CROSS CREEK DR, RINGGOLD, GA 30736-1954
Document Number	0020450435
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 CROSS CREEK DR RINGGOLD GA 307361954, RINGGOLD, GA 30736-1954

Mortgage

Document Number	0020450435
Date	Apr 14, 2020
Book Page	002045/000435

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,577.00 (+7.08%) Homeowner's exemption	$348,420 (+26.08%) Land $21,280 Building $327,140	$871,050 (+26.08%) Land $53,200 Building $817,850
2023	$6,142.00 (+22.23%) Homeowner's exemption	$276,350 Land $21,280 Building $255,070	$690,876 Land $53,200 Building $637,676
2022	$5,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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