94 Cool Spring Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 94 Cool Spring Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,356 sqft · built 1955
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2022)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-63`

Property Details

APN / Parcel Number

Primary APN	`54-63`
Alternative APNs	`054 63` `32298`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
Basement Area	848 sqft
Finished Basement	848 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Deck Area	80 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	32298
Old Parcel Number	054 63
Street Address	94 COOL SPRING RD
City	FREDERICKSBURG
State	VA
Zip	22405-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	R R LOT 0.49 AC
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	10406

Owner

94 Cool Spring Rd is owned and occupied by an individual who bought it in March 2022.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	94 COOL SPRING RD, FREDERICKSBURG, VA 22405-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	220007153
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 31, 2022
Property Address	94 COOL SPRING RD, FREDERICKSBURG, VA 22405-2656
Document Number	0220007153
Instrument Date	Mar 30, 2022
Instrument	220007153
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 COOL SPRING RD, FREDERICKSBURG, VA 22405-2656

Mortgage

Document Number	0220007154
Date	Mar 31, 2022
Instrument	220007154

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 94 Cool Spring Rd was $3,224.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00	$344,200 Land $95,000 Building $249,200	$344,200 Land $95,000 Building $249,200
2023	$2,681.00	$283,800 Land $80,000 Building $203,800	$283,800 Land $80,000 Building $203,800
2021	$1,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Cool Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1989–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 94 Cool Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20