94 Circle Rd, Stanardsville, VA 22973 Property Records

Madison County property record for 94 Circle Rd, Stanardsville, VA 22973

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1992
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2025)
Tax Bill	$1,515 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`35A-(3)-4-2`

Property Details

APN / Parcel Number

Primary APN	`35A-(3)-4-2`
Alternative APN	`2048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2048
Street Address	94 CIRCLE RD
City	STANARDSVILLE
State	VA
Zip	22973-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 200001223 1.210 AC 35A(3)-4-2 MIDDLE RIVER
Legal Subdivision	MIDDLE RIVER RETREAT SUBDUVISION
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2062
Census Tract	930202

Owner

94 Circle Rd is owned and occupied by an individual who bought it in February 2025.

Source: Madison County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	94 CIRCLE RD, STANARDSVILLE, VA 22973-3913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Apr 3, 2020	Bargain and Sale Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 19, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	2025138
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Aug 14, 2020
Property Address	94 CIRCLE RD, STANARDSVILLE, VA 22973-3913
Document Number	0200001223
Map Reference	MB 108 PG 316
Instrument Date	Jul 7, 2020
Instrument	200001223
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 CIRCLE RD, STANARDSVILLE, VA 22973-3913

Mortgage

Document Number	0200001224
Date	Aug 14, 2020
Instrument	200001224

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	Apr 3, 2020
Property Address	94 CIRCLE RD, STANARDSVILLE, VA 22973-3913
Document Number	0200000484
Map Reference	DD 108 PG 316
Instrument Date	Mar 27, 2020
Instrument	200000484
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 BEAUTIFUL RUN RD, ARODA, VA 22709-0966
Investor	Possibly a Property Investor

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Dec 19, 2019
Property Address	94 CIRCLE RD, STANARDSVILLE, VA 22973-3913
Document Number	0190001785
Instrument Date	Dec 9, 2019
Instrument	190001785
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 WILSON BLVD 1004, 1004, NASHVILLE, TN 37203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE 760 W, 760, NASHVILLE, TN 37203-6860

Tax Assessment & Valuation

The 2026 property tax bill for 94 Circle Rd was $1,515.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,515.00	$285,900 Land $72,000 Building $213,900	$285,900 Land $72,000 Building $213,900
2023	$922.00	$124,600 Land $48,900 Building $75,700	$124,600 Land $48,900 Building $75,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 94 Circle Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Circle Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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