94 Cheever Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 94 Cheever Cir, Andover, MA 01810

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1.5 ba · 1,913 sqft · built 2008
Lot Size	0.23 acres (10,001 sqft)
Owner	Trust Name on File
Last Sale	$40,000 (Jul 2007)
Tax Bill	$10,468 (2024)
Deeds & Mortgages	Oct 2021 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00164 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00164 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,913 sqft Total Area
Gross Area	3,569 sqft
Basement Area	1,008 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	94 CHEEVER CIR
City	ANDOVER
State	MA
Zip	01810-1730
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	SRA
Legal Subdivision	CHEEVER PTNS & COOLIDGE ROAD J
Legal Block	164
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1009
Census Tract	254100

Owner

94 Cheever Cir is held in a trust since July 2007.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 5038, ANDOVER, MA 01810-0820
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Dec 21, 2017	Deed of Trust, Mortgage SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2007 · Amount on File
Deed Sale	Jul 13, 2007 · Amount on File
Deed Book / Page	10835 / 331
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	94 CHEEVER CIR, ANDOVER, MA 01810-1730
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017166-147
Date	Oct 4, 2021
Book Page	17166/147
Instrument	33065

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	94 CHEEVER CIR, ANDOVER, MA 01810-1730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15339-188
Date	Dec 21, 2017
Book Page	15339/188
Instrument	33354

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	132 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$854,600 (+5.16%) Land $619,600 Building $235,000	$853,385
2024	$10,468.00	$812,700 (+10.87%) Land $577,400 Building $235,300
2023		$733,000 Land $520,100 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Cheever Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Cheever Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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