94 Cedar Aly, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 94 Cedar Aly, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1920
Lot Size	0.029 acres (1,263 sqft)
Owner	Individual Name on File
Last Sale	$141,500 (Nov 2022)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02005-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`19-02005-0000-00006`
Alternative APNs	`190200500006` `02000110` `3804`

Interior

Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	1,263 sqft (0.029 acres)
Lot Dimensions	63 ft deep x 21 ft wide

Location & Zoning

Account Number	3804
Street Address	94 CEDAR ALY
City	PHILLIPSBURG
State	NJ
Zip	08865-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	2005
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30900

Owner

Source: Warren County and Phillipsburg Town records · APN 19-02005-0000-00006

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 15, 2022	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jun 02, 2010 · Amount on Record
Deed Document Number	2022585024
Deed Book / Page	3310 / 44
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	2317/336
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042
Transaction Type	Mortgage
Record Updated	Apr 09, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042

Mortgage

Document Number	007521/251
Date	Oct 06, 2023
Book Page	7521/251
Instrument	2024-597845

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 01, 2063

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 15, 2022
Property Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042
Document Number	0003310/44
Book / Page	3310 / 44
Instrument Date	Oct 24, 2022
Instrument	2022-585024
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 FIRTH ST, 408, PHILLIPSBURG, NJ 08865-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042

Mortgage

Document Number	2022585025
Date	Nov 15, 2022
Instrument	2022-585025

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	94 CEDAR ALY, PHILLIPSBURG, NJ 08865-3042
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7099/298
Date	May 14, 2021
Book Page	7099/298
Instrument	2021-552612

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,100 (-) Land $13,100 Building $79,000	$92,100 (-) Land $13,100 Building $79,000
2025	$4,306.00 (+2.87%)	$92,100 (-) Land $13,100 Building $79,000	$92,100 (-) Land $13,100 Building $79,000
2024	$4,186.00 (+21.62%)
2023		$92,100 Land $13,100 Building $79,000	$92,100 Land $13,100 Building $79,000
2022	$3,442.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Service Electric Television Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Radiate Holdings, Verizon.

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

94 Cedar Aly, Phillipsburg, NJ 08865 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Cedar Aly

Nearby Streets

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