Okaloosa County property record for 94 Cayman Cv, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,058 sqft · built 2003 |
| Lot Size | 0.125 acres (5,466 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $795,000 (Mar 2006) |
| Tax Bill | $4,550 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-5358-9 |
| Primary APN | C56-000-589-5358-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,058 sqft Heated Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 2,058 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 5,466 sqft (0.125 acres) |
| Garage Type | Finished |
| Garage Area | 519 sqft |
| Porch | Open Porch |
| Porch Area | 279 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 94 CAYMAN CV |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESTINY S/D LOT 168 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTINY S/D |
| Legal Lot Number | 168 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 23308 |
94 Cayman Cv is owner-occupied and held in a trust since March 2025.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 94 CAYMAN CV, DESTIN, FL 32541-3798 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2006 · Amount on File |
| Deed Sale | Mar 21, 2006 · Amount on File |
| Prior Sale | Mar 21, 2006 · Amount on File |
| Deed Document Number | 0026954232 |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0003743317 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 94 Cayman Cv was $4,550 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,550.00 Homeowner's exemption | $423,301 | $850,275 Land $404,489 Building $445,786 |
| 2023 | $4,310.00 (+2.4%) Homeowner's exemption | $399,389 (+3%) | $809,479 (+18.91%) Land $271,864 Building $537,615 |
| 2022 | $4,209.00 Homeowner's exemption | $387,756 | $680,776 Land $247,149 Building $433,627 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 94 Cayman Cv in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 94 Cayman Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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