Mineral County property record for 94 Cardinal Ter, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,176 sqft · built 2004 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Mar 2005) |
| Tax Bill | $973 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15H-0190.0000 |
| Primary APN | 06-15H-0190.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,057 sqft (0.162 acres) |
| Lot Dimensions | 76 ft deep x 90.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 94 CARDINAL TER |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 SEC H PHASE 4 QUAIL VALLEY .187AC WB 49/761 |
| Legal Lot Number | 91 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10600 |
94 Cardinal Ter is owned and occupied by an individual who bought it in March 2005.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 94 CARDINAL TER, KEYSER, WV 26726-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2005 · Amount on File |
| Deed Sale | Mar 31, 2005 · Amount on File |
| Deed Document Number | 200547267 |
| Deed Book / Page | 319 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MINERAL WV |
| Recording Date | Jun 22, 2021 |
| Property Address | 94 CARDINAL TER, KEYSER, WV 26726-9477 |
| Document Number | 000394/739 |
| Book / Page | 394 / 739 |
| Map Reference | PB 7 PG 156 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 185474 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,201.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000621/224 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 621/224 |
| Instrument | 185475 |
| Name | C & F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 94 Cardinal Ter was $973, up 2.5% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $973.00 (+2.53%) | $81,540 (+2.49%) Land $15,300 Building $66,240 | $135,900 (+2.49%) Land $25,500 Building $110,400 |
| 2025 | $949.00 | $79,560 Land $15,300 Building $64,260 | $132,600 Land $25,500 Building $107,100 |
| 2023 | $893.00 | $74,820 (-) Land $15,300 Building $59,520 | $124,700 (-) Land $25,500 Building $99,200 |
| 2022 | $893.00 | $74,820 Land $15,300 Building $59,520 | $124,700 Land $25,500 Building $99,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 Cardinal Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Mar 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 Cardinal Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: SkyPacket.
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