94 Brown Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 94 Brown Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,220 sqft · built 1998
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Jun 2008)
Tax Bill	$22,281 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:035.0 P:0022-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:035.0 P:0022-0001.0`
Alternative APNs	`HARV M:35 B:22 L:1` `1250350002200010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	6,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	317,988 sqft (7.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250350002200010
Street Address	94 BROWN RD
City	HARVARD
State	MA
Zip	01451-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3010
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 BROWN RD, HARVARD, MA 01451-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2008 · Amount on Record
Deed Sale	Jun 4, 2008 · Amount on Record
Prior Sale	Dec 8, 2000 · Amount on Record
Deed Document Number	200863084
Deed Book / Page	42927 / 216
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	94 BROWN RD, HARVARD, MA 01451-1901
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067429-242
Date	Apr 13, 2022
Book Page	67429/242
Instrument	40735

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	94 BROWN RD, HARVARD, MA 01451-1901
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58290-176
Date	Jan 8, 2018
Book Page	58290/176
Instrument	1759

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	94 BROWN RD, HARVARD, MA 01451-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61703-326
Date	Jan 6, 2020
Book Page	61703/326
Instrument	1056

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,281.00 (+1.13%)	$1,404,000 (-0.26%) Land $356,000 Building $1,048,000	$1,644,830 (-)
2025	$22,031.00 (+0.55%)	$1,407,700 (-4.27%) Land $356,000 Building $1,051,700	$1,644,830 (+2.15%)
2024	$21,910.00 (+4.64%)	$1,470,500 (+16.65%) Land $356,000 Building $1,114,500	$1,610,155
2023	$20,939.00	$1,260,600 Land $336,100 Building $924,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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